p2p lending at lending club
Expanding our business
Homeownership Verified

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Listing Information
Amount: $6,000.00 Status: Loan created
Grade: B DTI: 31%
Lender Rate: 16% Borrower: irinuca
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-02-20 EricsCC ROI: 13%
Status History
Feb 18, 2008 Current
Purpose of loan: 
After one succesful loan with prosper we would like to try another. As business is good and we want to expand, we would use this credit as down payment for a straight truck.

My financial situation: 
Once again, I was never late on paying my bills so you can be sure I'll never be late on paying this loan.

Monthly net income:
My net income is $2,600 (got a raise in the meantime). However the household income is around $5000-$6000. We have 2 businesses running that bring us the additional income.

Monthly expenses:
I'll list our total average expenses. Please keep in mind that I not paying these out of my income alone but from our household income.
  Housing: $ 1,200
  Insurance: $ 170
  Car expenses: $ 220
  Utilities: $ 250
  Phone, cable, internet: $ 250
  Food, entertainment: $ 600
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 700 (paying more than minimum)
  Other expenses: $ 100
Borrower's Other Listings
179857 Final Debt Consolidation B $15,000 @ 14% Aug 01, 2007 Loan created
279718 Extending our business B $12,000 @ 15% Feb 14, 2008 Withdrawn

 

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