Debt consolidation in preparation for home ownership
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 21% |
| Lender Rate: | 27% | Borrower: | dirkthedivine |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-26 | EricsCC ROI: | 24% |
| Status History | |
|---|---|
| Mar 01, 2008 | Current |
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Purpose of loan: This loan will be used to consolidate some debts I incurred while going through school and trying to get a good job after graduation. I will be consolidating a car loan, motorcycle loan, credit cards, and a CashCall loan I once took out to pay the rent. I want to consolidate because I am thinking of buying a home and I want to save some money. I've been irresponsible with money in the past, but now I am rebuilding my credit and starting my life. This loan will aid me in becoming fiscally responsible. My financial situation: I am a good candidate for this loan because I have a stable income, a great job, and I have never defaulted on a loan. I am looking toward my future and putting away money to buy a house for myself and my family. Monthly net income: $ 3900 Monthly expenses: $ 2750 Housing: $ 500 Insurance: $ 200 Car expenses: $ 500 Utilities: $ 100 Phone, cable, internet: $ 150 Food, entertainment: $ 500 Clothing, household expenses $ 200 Credit cards and other loans: $ 600 As you can see, I have $1150 monthly to put toward this loan (and put into savings). This listing was previously cancelled due to procedural issues which have now been resolved. In addition, I have revised my employment dates to be accurate. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 265791 | Debt consolidation in preparation for home ownership | C | $10,000 @ 29% | Jan 15, 2008 | Expired |
| 272461 | Debt consolidation in preparation for home ownership | C | $7,500 @ 18% | Jan 28, 2008 | Cancelled |
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