p2p lending at lending club
Refinance Prosper Loan
Homeownership Verified

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Listing Information
Amount: $2,000.00 Status: Expired
Grade: D DTI: 22%
Lender Rate: 18% Borrower: joshp20
Time Left: Finished State: CO
Funded: 0% Group: (No Group)
I am looking to pay off my current prosper loan which has a balance of $4400 and a monthly payment of $228.  I am sorry about the low interest rate, but my state is maxed out at 17.8%  I plan to keep paying around $250 a month and should have this loan paid off in 10 months or less.  I will be getting $2500 back on my tax return and will have the first loan ($4400) paid off as soon as this loan is funded.

My Current Finances
Total Income - $3800 net take home a month

Expenses
Food - $300
Car  - $330
Utilities - $200
Housing - $1543
Credit Cards / Loans - $750
Misc - $120
Total = $3243
3800 - 3243 = $557 left after expenses. 

Thank you very much for your consideration.  I have always made timely payments that are automatically deducted from my checking account.
Borrower's Other Listings
76698 Consolidate loans and Credit. Working with Credit Councilor D $10,000 @ 17% Dec 20, 2006 Expired
78560 Consolidate High Interest Loans, Increase FICO Score D $6,500 @ 16% Dec 27, 2006 Loan created
224785 Consolidate and Increase FICO Score D $1,500 @ 19% Nov 02, 2007 Expired

 

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