Highly Responsible-NO Deliquents-Trying to start a business
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,100.00 | Status: | Loan created |
| Grade: | HR | DTI: | 10% |
| Lender Rate: | 30% | Borrower: | positive_change |
| Finished | State: | OR | |
| Funded: | 100% | Group: | 1st and BEST for Loans |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-27 | EricsCC ROI: | 27% |
| Status History | |
|---|---|
| Mar 01, 2008 | Current |
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Purpose of loan: The first purpose of this loan is to bring all my credit cards to a zero balance. I am a young entreprenuer looking to start my own clothing company with a good friend of mine. But in order to get my business off the ground I need to get my personal finances in order. With this loan I can pay off my credit card debt and raise my credit score, seeing as the primary reason my score is low is because of my high interest credit cards. I have no deliquent accounts and have not been late on a payment. The second purpose of this loan is to aqcuire a computer capable of running the design programs needed to produce designs. (i.e. photoshop, illustrator, ) I am a good candidate for this loan because I am responsible with my money, but trying to start my business has caused me to use my credit. By getting this loan I will be able to save money from my paycheck to use towards my business, instead of paying on my credits cards and then having to use my cards for more supplies, it is a vicious cycle please help me stop it. Also as you can see I have no deliquents and have never missed a payment. Monthly net income: $ 1600 + $362 (child support) Monthly expenses: $ Housing: $ 365 Insurance: $ 300 (car) Car expenses: $ 100 Utilities: $ 50 Phone, cable, internet: $ 60 Food, entertainment: $ 200 Credit cards and other loans: $ 385 (would be replaced with prosper loan) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 274313 | Bringing Credit Cards Current | HR | $4,000 @ 20% | Jan 31, 2008 | Withdrawn |
| 277945 | Bringing Credit Cards Current | HR | $3,700 @ 30% | Feb 09, 2008 | Withdrawn |
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