Home Improvements and Creating Prosper Loans

| Listing Information | |||
|---|---|---|---|
| Amount: | $18,000.00 | Status: | Withdrawn |
| Grade: | B | DTI: | 24% |
| Lender Rate: | 22% | Borrower: | MOMBONE |
| Finished | State: | MO | |
| Funded: | 2% | Group: | (No Group) |
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Purpose of loan: I am adding an outdoor living area to our house. My husband and I spend so much time outside this will almost be like a vacation home. I also plan to create Prosper loans to help other people reach their dreams. The above was for the loan I received last summer. We got started on our outdoor living area and now want to expand it. Also I am going to payoff some small loans. One loan is my car which has balance of $2000 with a payment of $400 a month. Some will be reinvested back into Prosper loans. It shows 1 account behind. I am not sure what that is but I will check. Also my credit score has improved since last loan. Last loan I was a C and have improved to a B. (explain what you will be using this loan for) My financial situation: My yearly income is in excess of 130000 as is my husbands. His income is not figured into this loan. Also it shows my bank card usage as 95%. This is because I have closed several accounts but there is still a balance on them. (explain why you are a good candidate for paying back this loan) Monthly net income: $ 11000 Monthly expenses: $ Housing: $ 1500 Insurance: $ 150 Car expenses: $400 Utilities: $ 125 Phone, cable, internet: $ 75 Food, entertainment: $ 200 Clothing, household expenses $ 100 Credit cards and other loans: $ 250 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 136266 | Home improvements and Prosper loans | C | $7,500 @ 17% | May 11, 2007 | Withdrawn |
| 137086 | Home Improvements and Creating Prosper Loans | C | $7,500 @ 14% | May 16, 2007 | Loan created |
| 279756 | Home Improvements and Creating Prosper Loans | B | $15,000 @ 22% | Feb 14, 2008 | Withdrawn |
| 280073 | Home Improvements and Creating Prosper Loans | B | $15,000 @ 29% | Feb 15, 2008 | Withdrawn |
| 281526 | Home Improvements and Creating Prosper Loans | B | $9,900 @ 20% | Feb 19, 2008 | Loan created |
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