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Home Improvements and Creating Prosper Loans
Homeownership Verified

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Listing Information
Amount: $18,000.00 Status: Withdrawn
Grade: B DTI: 24%
Lender Rate: 22% Borrower: MOMBONE
Time Left: Finished State: MO
Funded: 2% Group: (No Group)
Purpose of loan: I am adding an outdoor living area to our house.  My husband and I spend so much time outside this will almost be like a vacation home.  I also plan to create Prosper loans to help other people reach their dreams.
The above was for the loan I received last summer.  We got started on our outdoor living area and now want to expand it.  Also I am going to payoff some small loans.  One loan is my car which has balance of $2000 with a payment of $400 a month.  Some will be reinvested back into Prosper loans.  It shows 1 account behind.  I am not sure what that is but I will check.  Also my credit score has improved since last loan.  Last loan I was a C and have improved to a B.
(explain what you will be using this loan for)

My financial situation: My yearly income is in excess of 130000 as is my husbands.  His income is not figured into this loan.  Also it shows my bank card usage as 95%.  This is because I have closed several accounts but there is still a balance on them.
(explain why you are a good candidate for paying back this loan)

Monthly net income: $ 11000

Monthly expenses: $
  Housing: $ 1500
  Insurance: $ 150
  Car expenses: $400  Utilities: $ 125
  Phone, cable, internet: $ 75
  Food, entertainment: $ 200
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 250
  Other expenses: $
Borrower's Other Listings
136266 Home improvements and Prosper loans C $7,500 @ 17% May 11, 2007 Withdrawn
137086 Home Improvements and Creating Prosper Loans C $7,500 @ 14% May 16, 2007 Loan created
279756 Home Improvements and Creating Prosper Loans B $15,000 @ 22% Feb 14, 2008 Withdrawn
280073 Home Improvements and Creating Prosper Loans B $15,000 @ 29% Feb 15, 2008 Withdrawn
281526 Home Improvements and Creating Prosper Loans B $9,900 @ 20% Feb 19, 2008 Loan created

 

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