p2p lending at lending club
Pay off my credit cards and save for a ring
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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: B DTI: 46%
Lender Rate: 19% Borrower: wags812
Time Left: Finished State: CO
Funded: 100% Group: BuildingTree
Loan Information
Loan Status: Current Origination Date: 2008-02-19 EricsCC ROI: 16%
Status History
Feb 16, 2008 Current
Purpose of loan:
I will use this loan to consolidate my credit cards into one monthly payment making it easier to pay my debt off faster and start saving for the important things - a ring. Almost three years ago I bought a house that my buddies and I thought would be a great bachelor pad, well 6 months later I met the girl of my dreams.  After spending too many nights in her stuido apartment, I talked to the boys and we agreed that she and I would move into the house and the boys found new grown-up homes themselves.  The mortgage payment was managable for 4 guys, but a little hard for just two of us. We're making all of our payments on time, but have relied a little too much on our credit cards for the unexpected expenses (and ok, a beer or two).  But it's a new year and I'm determined turn our financial situation around and marry this girl without any debt. She keeps telling me it will be "Great in 08!", please help me make her 08 great.

My financial situation:
I am a great risk because my credit score is good right now, I make sure that my payments are made on time every month. You don't have to take my word for it, my credit report shows it.  I have a goal after paying off my loan so I will strive to pay it off early and because of the house and the girl I'm not going anywhere.  I am stable and reliable (I've worked at the same company for almost seven years and I'm only 26). You can trust that you will get your money back on this loan (and maybe even a wedding invite, just kidding, but we will add you to the thank you card list)


*down on one knee* Will you be my lender?

Borrower's Other Listings
264671 Pay off credit card debt B $9,500 @ 19% Jan 13, 2008 Withdrawn
267340 Pay off my credit cards and save for a ring B $9,500 @ 19% Jan 17, 2008 Expired

 

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