Going Back to school - See Explanation for DTI
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 41% |
| Lender Rate: | 21% | Borrower: | Fireflyentertainment1 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-26 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Mar 01, 2008 | Current |
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Purpose of loan: I am going back to school to finish my BA degree in Finance and Management. Your help is appreciated for the costs associated with this plan. My financial situation: Stong. My income is stable and my employment is stable. Our family household income is over $200k/year and we have many assets, however they are all 'locked' in retirement, IRA's and CD's which charge a lot to open and access the funds. My credit is strong and remains strong despite the recent delinquency reported which was a mistake on my end. My family an I pay all of our bills online and we entered the wrong date to send the payment and it was received late. Once time, simple mistake, but payment was late. My DTI is a little high because prosper is using my income alone, not my husbands (over $100k/annually) or our rental income. The actual DTI when using household income is closer to 20%. I will be obtaining student loans to consolidate this loan when the time is right. Thank you for your help and consideration. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 274329 | Business Development | A | $20,000 @ 32% | Jan 31, 2008 | Withdrawn |
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