Consolidating Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,500.00 | Status: | Withdrawn |
| Grade: | C | DTI: | 33% |
| Lender Rate: | 24% | Borrower: | auchip |
| Finished | State: | GA | |
| Funded: | 2% | Group: | (No Group) |
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Purpose of loan: I'm trying to consolidate high interest credit cards. I took on too much debt when I started out of college. Although I live comfortably and make a very good salary, I need to get rid of this bad debt in order to maximize my disposable income. My financial situation: I make a great salary, I just spend too much each month having to pay off old credit cards. I accumulated this debt through because I had a pretty active social life and I never wanted to miss out on a fun time for the first 6-7 years after college. Nowadys, I am just career focused and definitely looking to settle down, so I want to get rid of all of my debt so I can focus on the next stage of my life. I want to consilidate these credit accounts ($3-10k each) and get a better rate than the 15-25% I am paying on them. Monthly net income: $ 4200 Monthly expenses: $ 3970 Housing: $ 1400 Insurance: $ 120 Car expenses: $ 0 Utilities: $100 Phone, cable, internet: $ 150 Food, entertainment: $ 450 Clothing, household expenses $ 50 Credit cards and other loans: $ 1700 Other expenses: $ 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 279893 | Consolidating Credit Cards | C | $12,500 @ 20% | Feb 14, 2008 | Loan created |
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