Money to Fix House Such as Windows/Tile/Driveway
| Listing Information |
| Amount: | $6,500.00 |
Status: | Loan created |
| Grade: | C |
DTI: | 5% |
| Lender Rate: | 17% |
Borrower: |
bgaist1
|
| Time Left: | Finished |
State: | MD |
| Funded: | 100% |
Group: |
(No Group) |
| Loan Information |
| Loan Status:
| Current |
Origination Date:
| 2008-02-29 |
EricsCC ROI:
| 14% |
| Status History |
| Mar 01, 2008 |
Current |
II currently am a financial advisor at Morgan Stanley. Last year I made $104,000 plus money in the stock market while selling mortgages. I graduated from the Business School at University of Maryland and began working at Morgan Stanley in Baltimore paying $64,000 plus bonuses and commission. $64,000 is just my base salary. I will probably with bonus gross $135,000 this year at Morgan Stanley. I bought a house in July and put 20% down. I have 30,000 in IRA and $8,000 in checking account. I am looking for $8000 to redo the driveway and fix up a couple things in the house such as new windows and retiling the floors in the bathroooms. My mortgage is 2055 a month but I get 1100/month from two friends that I rent to so my housing bill including utilities is only 955/month.Car Insurance: $ 276 I paid off my car from Acura so $0: $ 100 for cell phone Food, entertainment: $100 Clothing, household expenses $ 0 Credit cards and other loans: $ 100 for gas because I live .9 of a mile from work. Other expenses: $ I have no education loans and am in no debt whatsover and you can see from my debt to income ratio that I am in a good state. I am more than willing to provide any documentation needed to prove everything in my listings.Total monthly budget cost-$1531 but I net $2900/month without my bonus. So my net DTI is fantastic. The only reason I didnt get a home equity line of credit is because my credit score is a 654 and the tightening for everyone not paying back their mortgage loans has hurt me. The only reason my score isn't higher is because I am only 22 years old.
Again, this is the easiest no brainer ever. Morgan Stanley pulls my credit for me job, and requires that I maintain on time payments/good credit to continue working at the company as an advisor as well as making sure I have no background issues on an ongoing basis. This is a great opportunity to get a solid return without having ANY RISK!!!!! |
| Borrower's Other Listings |
| 141293 |
College Graduate Starting New Job At Morgan Stanley |
C |
$6,001 @ 15% |
May 22, 2007 |
Withdrawn |
| 142499 |
College Graduate Starting New Job At Morgan Stanley |
C |
$7,000 @ 15% |
May 24, 2007 |
Expired |
| 145837 |
College Graduate Starting New Job At Morgan Stanley |
C |
$6,001 @ 15% |
Jun 02, 2007 |
Loan created |
| 274281 |
Money to Fix House Such as Windows/Tile/Driveway |
C |
$7,500 @ 18% |
Jan 31, 2008 |
Expired |
|
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