Trying to consolidate loan raised for my wedding+CC Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $25,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 20% |
| Lender Rate: | 19% | Borrower: | info101 |
| Finished | State: | WA | |
| Funded: | 100% | Group: | College Graduates Under 30 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-21 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Feb 21, 2008 | Current |
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Purpose of loan: This loan will be used to consolidate the loan raised for my wedding and my other related CC Debt. I have taken some hand loan from people whom I know when I needed money and didn't have time to plan in advance and I would like to repay them back the amount in time and hence I am approaching prosper.com lenders for mutual benefit. The attempt also involves improving my credit rating further. My financial situation: I am a good candidate for this loan because I have a previous history with prosper to have responsibly cleared off my student loan consolidation(through prosper.com) as a recent college graduate in one year. I took a loan amount of 15000$ throught prosper.com and resposibly paid it off in a year. I also have improved my credit history considerably in past one year. Lowered my credit card debt and reduced my debt to income ratio. Monthly net income: $ 88,000 Monthly expenses: $ Housing: $ 1000 Insurance: $ 100 Car expenses: $50 Utilities: $ 200 Phone, cable, internet: $ 200 Food, entertainment: $ 500 Clothing, household expenses $ 50 Credit cards and other loans: $ 400 Other expenses: $ 100 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 46503 | Pay off my student loans | D | $15,736 @ 23% | Oct 09, 2006 | Loan created |
| 278172 | Trying to consolidate loan raised for my wedding+CC Debt | B | $25,000 @ 10% | Feb 10, 2008 | Withdrawn |
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