p2p lending at lending club
Trying to consolidate loan raised for my wedding+CC Debt

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Listing Information
Amount: $25,000.00 Status: Loan created
Grade: B DTI: 20%
Lender Rate: 19% Borrower: info101
Time Left: Finished State: WA
Funded: 100% Group: College Graduates Under 30
Loan Information
Loan Status: Current Origination Date: 2008-02-21 EricsCC ROI: 16%
Status History
Feb 21, 2008 Current
Purpose of loan:
This loan will be used to consolidate the loan raised for my wedding and my other related CC Debt. I have taken some hand loan from people whom I know when I needed money and didn't have time to plan in advance and I would like to repay them back the amount in time and hence I am approaching prosper.com lenders for mutual benefit. The attempt also involves improving my credit rating further.

My financial situation:
I am a good candidate for this loan because I have a previous history with prosper to have responsibly cleared off my student loan consolidation(through prosper.com) as a recent college graduate in one year. I took a loan amount of 15000$ throught prosper.com and resposibly paid it off in a year. I also have improved my credit history considerably in past one year. Lowered my credit card debt and reduced my debt to income ratio.

Monthly net income: $ 88,000

Monthly expenses: $
  Housing: $ 1000
  Insurance: $ 100
  Car expenses: $50
  Utilities: $ 200
  Phone, cable, internet: $ 200
  Food, entertainment: $ 500
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 400
  Other expenses: $ 100
Borrower's Other Listings
46503 Pay off my student loans D $15,736 @ 23% Oct 09, 2006 Loan created
278172 Trying to consolidate loan raised for my wedding+CC Debt B $25,000 @ 10% Feb 10, 2008 Withdrawn

 

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