Need relief from high credit card interest
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 52% |
| Lender Rate: | 14% | Borrower: | AdriaD |
| Finished | State: | OR | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-22 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Feb 22, 2008 | Current |
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Purpose of loan: This loan will be used to pay off high interest credit card debt that I have accrued over the course of my graduate education. My financial situation: I am a good candidate for this loan because I am in the last year of my Ph.D. program, after which I will be in high demand for employment. I am a responsible citizen and have good spending habits, but due to a change in school policy 3 years ago that left graduate students ineligible for federal student loans, I have acquired significant credit card debt to pay expenses outside of my stipend. Allowing us to consolidate my credit card debt will free up extra income that we will save towards purchasing a house after we both graduate. Monthly net income: $ 2082 Monthly expenses: $ Housing: $ 345 Insurance: $ 133.63 Car expenses: $ 40 Utilities: $ 50-150 depending on season Phone, cable, internet: $ 66 Food, entertainment: $ 500 Clothing, household expenses $ 200 Credit cards and other loans: $ 600 Other expenses: $ 0 |
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