IMPROVE CREDIT RATING
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Withdrawn |
| Grade: | B | DTI: | 0% |
| Lender Rate: | 11% | Borrower: | sisters222 |
| Finished | State: | VA | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: This loan will be used to?improve my credit rating. I have owned the same home for the last four and a half years. Although I have a reasonable interest rate on my home that will not change for the next six years, I would like to be able to take advantage of the even lower rates offered at this time. My monthly expenses are relatively low and I have just started in a better position with the same organization I have worked at the last four years. This position is Banquet Manager and includes a salary plus commission on banquet hall rentals. The delinquencies on my history are both from a phone line from at least four years ago. I have sent checks to cover these two bills, but for some reason they are still showing on my credit report. The delinquencies are all from student loans. These loans have not been paid late since December, 2001. They were refinanced in December, 2001 and were completely paid off when my home was refinanced in November, 2006. This loan will help show I can manage another loan in addition to my mortgage which is the only other monthly bill I have with the exception of utilities and insurance. I would set my rate higher, but this is the highest interest rate the state of Virginia will allow. My financial situation: I am a good candidate for this loan because? Monthly net income: $ 3000.00 (This is not verifiable because it is a new position for me and includes commissions) In addition, I receive $1150.00 total in rent from two roommates. Monthly expenses: $ 2598.00 Housing: $ 1723.00 Insurance: $ 140.00 Car expenses: $ None other than maintenance. No car loans. Utilities: $ 175.00 Phone, cable, internet: $ 160.00 Food, entertainment: $ 300.00 Clothing, household expenses $ 100.00 Credit cards and other loans: $ 0 Other expenses: $ 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 81525 | Prosper Re-investment | B | $3,000 @ 8% | Jan 05, 2007 | Expired |
| 117523 | Home improvements | A | $10,000 @ 10% | Mar 31, 2007 | Expired |
| 231076 | Home improvements | E | $10,000 @ 10% | Nov 13, 2007 | Withdrawn |
| 279283 | IMPROVE CREDIT RATING | B | $2,500 @ 11% | Feb 13, 2008 | Expired |
| 283991 | IMPROVE CREDIT RATING | B | $5,000 @ 11% | Feb 25, 2008 | Expired |
| 315986 | IMPROVE CREDIT RATING | HR | $3,000 @ 11% | Jul 24, 2008 | Expired |
| 387520 | IMPROVE CREDIT RATING | A | $10,000 @ 17% | Aug 24, 2008 | Withdrawn |
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