p2p lending at lending club
AA Credit Seeks Low Cost Investment Capital
Homeownership Verified

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Listing Information
Amount: $24,000.00 Status: Withdrawn
Grade: AA DTI: 14%
Lender Rate: 9% Borrower: EUROLUXE
Time Left: Finished State: TX
Funded: 1% Group: Texas Excellence

NOTE: We have borrowed and paid off two loans on Prosper to date!

EUROLUXE is a reasonably active lender on Prosper.com, with ~55 loans in our portfolio. We are a married couple. We were early lenders at Prosper, having joined on March 22, 2006. We are members of the Texas Excellence group.

After a brief hiatus from Prosper, we are using this listing to seek the lowest cost funds available to further our lending here as well as to make astute investments in undervalued, dividend-paying equities and royalty trusts in other marketplaces worldwide. We are active, experienced investors. One of us is a Chartered Financial Analyst (CFA) charterholder. In short, we know what we are doing when it comes to investing and making money. We enjoy the process just as much as the profits.

Our annual income is well into the six figures (i.e., $200,000+). Our personal debts are mortgage (6% fixed, 20 years) and two car loans (5.25% fixed and 5.94% fixed). We have two credit cards, one at 5.99% fixed which we use for investment leveraging purposes (current balance: $0.00; we stopped using it some time ago because it is a CapitalOne card and we have decided that CapitalOne is evil), and another one at 12.5% fixed with an extremely high credit limit which we use for our extensive business travel expenses and typically pay off in full each month, depending on client reimbursement timing (recent balance: $0.00).

Otherwise, we use our debit cards for all monthly personal expenses and get 0.50% cash back on each transaction.

We hope that you and other bidders here on Prosper.com will look kindly upon our AA credit score, our high income, and low debt levels and then actively bid on this listing to help us get our borrowed funds to the absolute lowest cost possible.

Repayment of the loan in full is inevitable. Our track record to date at Prosper (two loans already paid off) proves it.

Thank for your consideration and bids,

EUROLUXE

Borrower's Other Listings
3581 A Lender Trying Prosper As A Borrower C $1,000 @ 7% Mar 26, 2006 Expired
4405 Group Leaders Want to Borrow $1,500 C $1,500 @ 11% Mar 30, 2006 Withdrawn
6682 Group Leader Lender Borrows B $1,000 @ 10% Apr 19, 2006 Loan created
109180 Active Lenders Seek Lowest Cost Funds Available A $10,000 @ 9% Mar 10, 2007 Expired
112262 Active Lenders Seek Low Cost Investment Capital A $5,000 @ 9% Mar 19, 2007 Loan created
290118 AA Credit Seeks Low Cost Investment Capital AA $9,999 @ 9% Mar 09, 2008 Expired
325681 AA Credit Seeks Low Cost Investment Capital AA $9,999 @ 8% May 05, 2008 Loan created

 

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