Paying off high-interest credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $14,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 45% |
| Lender Rate: | 18% | Borrower: | SGW2008 |
| Finished | State: | MD | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-14 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Feb 14, 2008 | Current |
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Purpose of loan: This loan will be used to consolidate high-interest credit card debt. These cards were used to cover personal expenses while building my business. I've been paying them off but not as quickly as I'd like due to the high interest. My financial situation: I am a good candidate for this loan because I take financial responsibilities very seriously, have very low monthly expenses and always pay my bills on time. My husband and I keep our finances completely separate so the list below covers only my income/expenses. Monthly net income: $ 1700 (base) Monthly expenses: $ 1140 Housing: $ 0 (I pay utilities, husband pays housing & insurance) Insurance: $ 0 Car expenses: $ 40 (gas/maintenance only. Car loan paid off last year) Utilities: $ 150 Phone, cable, internet: $ 120 Food, entertainment: $ 250 Clothing, household expenses $ 200 Credit cards and other loans: $ 420 (reflects minimum payments only) Other expenses: $ 50 (critter treats & toys) |
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