IT Professional / Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 10% |
| Lender Rate: | 10% | Borrower: | egjeg |
| Finished | State: | CA | |
| Funded: | 100% | Group: | PsychDoc's Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2006-08-17 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Aug 16, 2006 | Current |
| Mar 12, 2007 | Payoff in progress |
| Mar 16, 2007 | Paid |
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I'm a college graduate working as a software design engineer for a major computer software company. I've been with the company for two years and make $95k/per year. Given my debt to income ratio and low monthly expenses outined below, I can assure you that I won't have any trouble making my payments on this loan. My bank sent me a letter offering a loan at 11.99%, so here's hoping that the lenders here at Prosper.com can beat that. Monthly Expenses $640 Rent $317 Auto Loan ($2000 remaining) $50 Student Loan ($3000 remaining) $70 Gas $250 Utilities $350 Food $150 Entertainment $150 Insurance ================= $1977 Total My monthly take home pay is $3500, leaving me over $1500 to make monthly payments on this loan which will probably have monthly payments of less than $500. I also have $40,000 in long term investments that I would liquidate if I should ever need to in order to repay this loan and maintain/improve my credit. Please contact me if you want further confirmation of anything here. Thanks for your consideration. Jonathan |
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