Mom needs to get out of debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 59% |
| Lender Rate: | 14% | Borrower: | tmarc12 |
| Finished | State: | FL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-22 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Feb 22, 2008 | Current |
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Purpose of loan: This loan will be used to...get myself out of the hole I have dug. I extended my credit too far and before I realized it I was in over my head. I would really like to improve my credit score up to an A and am using my tax refund to pay some of my smaller bills off completely and cancel the accounts. I have learned that I only need to have two (2) cards to get through in case of emergency. My financial situation: I am a good candidate for this loan because? I pay my bills on time with a little extra each month. Prosper shows my debit ratio at a 39% on the credit report shown to me, which I would like to lower. I work full time and am trying to put away a little in a retirement plan in each month. I also recieve child support ($1000 a month) which enables me to give my children the extra curricular activities that they enjoy without getting into further debt. Monthly net income: $3532.00 Monthly expenses: $ Housing: $ 0 Insurance: $ 130.00 Car expenses: $ 320.00 Utilities: $ 0 Phone, cable, internet: $ 225.00 Food, entertainment: $ 175.00 Clothing, household expenses $ 0 Credit cards and other loans: $ 1400 Other expenses: $75 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 256300 | Paying Off and Deleting Credit Cards | B | $15,000 @ 16% | Dec 28, 2007 | Expired |
| 261154 | Trying to Get Out Of Debt | B | $15,000 @ 16% | Jan 07, 2008 | Withdrawn |
| 263761 | Trying to Get Out Of Debt | B | $15,000 @ 16% | Jan 11, 2008 | Expired |
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