Trying the borrowing side
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,400.00 | Status: | Loan created |
| Grade: | AA | DTI: | 2% |
| Lender Rate: | 7% | Borrower: | cti11 |
| Finished | State: | WA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-19 | EricsCC ROI: | 6% |
| Status History | |
|---|---|
| Feb 16, 2008 | Current |
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Purpose of loan: This loan will be used to pay a credit card and to reinvest in Prosper. I also wanted to experience the borrowing side before expanding any more of my lending activity My financial situation: I am an excellent candidate for this loan because: I have been in my job for over 10 yrs, I have great credit & I have an ultra low DTI ratio. I own both of my cars outright and my monthly expenses are well below my income. I may elect to pay off the loan early. Bottom line - I am a LOW risk & hopefully the rate will be bid down accordingly. Monthly Net Income: >$6500 Monthly Expenses: House Payment: $1800 including P,I, taxes, and insurance Utilities/Misc: $800 Food/Dining: $1000 Incidentals: $1600 (insurance, travel/gas/auto exp, clothes, medical, etc.) After tax savings/investments: the balance. |
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