p2p lending at Prosper.com
improve my credit rating to buy a house

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Listing Information
Amount: $2,600.00 Status: Loan created
Grade: D DTI: 22%
Lender Rate: 24% Borrower: casa27632
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2008-02-26 EricsCC ROI: 23%
Status History
Mar 01, 2008 Current
Jun 19, 2008 Payoff in progress
Jun 28, 2008 Paid
Purpose of loan: 
To pay off the two items that are lowering my credit score in order to buy a house. I want to start over the right way, keeping my finances in good shape.

My financial situation:
Because I have a good military Union job and I really want to improve my credit rating and buy my first house. I work full time and make arround $48,000 a year and I don't want to owe anything any more.

Monthly net income: $ 3500

Monthly expenses: $
  Housing: $ 400
  Insurance: $ 50
  Car expenses: $ 100
  Utilities: $ 70
  Phone, cable, internet: $ 50
  Food, entertainment: $ 150
  Clothing, household expenses $50
  Credit cards and other loans: $ 400
  Other expenses: $ 0
Borrower's Other Listings
150537 debt consoliation/ improve my credit rating E $12,500 @ 25% Jun 11, 2007 Withdrawn
191533 debt consoliation/ improve my credit rating E $3,000 @ 29% Aug 22, 2007 Expired
275497 debt consoliation/ improve my credit rating D $3,000 @ 35% Feb 04, 2008 Withdrawn
376933 Improve my credit D $8,500 @ 20% Aug 02, 2008 Expired
396905 Improve my credit D $2,200 @ 30% Sep 11, 2008 Loan created

 

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