Working very hard to get out of debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $19,500.00 | Status: | Loan created |
| Grade: | AA | DTI: | 15% |
| Lender Rate: | 10% | Borrower: | DebbieF |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-02-21 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Feb 21, 2008 | Current |
| Nov 21, 2008 | Payoff in progress |
| Nov 27, 2008 | Paid |
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Purpose of loan: This loan will be used to consolidate a number of high-interest monthly payments (taxes, automobile loan, old student loan) I have each month into one. My goal is to be completely debt-free in three years allowing me to purchase a home. My financial situation: Employed as a Registered Dental Hygienist, I am a good candidate for this loan because over the past 3.5 years I've managed to pay off over 65K in debt that was accumulated while my husband was in college - undergrad and graduate school. With the exception of a gasoline card and a low-limit ($3500) credit card, I've closed out all revolving accounts and have accumulated no new debt in that time. Currently, Experian reports that I have one delinquency on my credit report. That information is false and I am currently disputing it with them. TransUnion and Equifax report no current delinquncies. My last delinquency was a Discover Card payment back in 2004. Anticipated Budget: Montly Net Income (Self & Spouse): $7700 Rent: $2200 Savings: $250 Utilities: $400 Primary Student Loan: $250 Insurance (life, auto, renters): $634 Automobile Expenses: $200 Living Expenses (food, household, entertainment, personal care): $1000 Prosper.com loan: $650 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 264622 | Working hard to get out of debt | AA | $23,500 @ 15% | Jan 13, 2008 | Expired |
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