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More of a C than an E! I am a prior Prosper borrower/success!!!! I just paid off my first Prosper loan from 2006. No late or missed payments and paid off in full. I am a lawyer in Atlanta. I earn over $100,000.00 a year. My credit score shown is bad due to a bankruptcy (now 9 years past discharge and almost off my credit report) and an old 1997 state tax lien (paid off years ago) both caused by a divorce in the late 1990s. Those ar the two public records - very old and paid off. I am good credit risk now and years later (actually no risk at all) and very, very responsible. Although prosper lists me as E - my FICO score through TransUnion is 662 which is a C!!!! My main monthly debts are my car payment and home lease. I am looking to consolidate some debt from a few open credit cards with high rates at over $31% and close them and then pay off the debt through Prosper instead. I am seeking just a small amount of $3,500.00 that more than likely I may be able to pay off in 12-14 months. There is no risk in your loans. As I said - my last $3,000.00 loan was just paid in full. Your help would be greatly appreciated and thank you for your kind consideration. |
