Paying off Last High Intrest Credit Card & Wedding
| Listing Information | |||
|---|---|---|---|
| Amount: | $18,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 45% |
| Lender Rate: | 16% | Borrower: | kec241 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-22 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Feb 22, 2008 | Current |
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Reason For Loan I?m looking for this loan so I can pay off my last high Interest Credit Card Debt (Wedding Ring). And I will also be paying off my first Prosper Loan. So I will only have one Payment. I have been paying on my last Prosper Loan for 18 Months and never missed a payment. My credit score has been climbing every month and I want to keep that upward trend. This loan will be paid without fail. Making payments will not be a problem. I have moved in with my fiance to save on housing cost. So bid with confidence. My credit went up from a C with my first loan to an A. So you can see that my misson to get my credit score up is working, this loan will get me to my goal and have all my debts in one easy to pay monthly payment. If you have any questions let me know. Thanks My debt to income ratio should be lower but has gone up after asking for the loan. The loan money will be paying off my debt so my DTI will be much lower. See Prosper description for DTI Many borrowers state that they are planning to use their Prosper loan proceeds to pay down other debt. The DTI calculation includes both the Prosper loan and any debt they may intend to pay down. Should the borrower pay down other debt with the loan from Prosper, their actual DTI will lower than what is displayed on Prosper. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 24182 | @@ Pay Off Credit Card Debt @@@@ | C | $12,000 @ 16% | Jul 11, 2006 | Loan created |
| 265918 | @@ Pay Off Credit Card Debt @@@@ | A | $18,000 @ 16% | Jan 15, 2008 | Expired |
| 271410 | @@ Re-list--Pay Off Credit Card Debt @@@@ | A | $17,900 @ 17% | Jan 25, 2008 | Expired |
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