p2p lending at lending club
Getting back in the saddle

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Listing Information
Amount: $20,000.00 Status: Withdrawn
Grade: HR DTI: 25%
Lender Rate: 15% Borrower: grateful
Time Left: Finished State: GA
Funded: 0% Group: UtopiaLoans.com - Now Over $1 Million in Closed Loans!!
I am a hardworking woman with two adult sons and two grandsons. I have been a government employee for over 14 years.  For many years I have been working towards my eventual retirement.  I have a 401 K and a 457 plan with the funds to cover me if I ever retire from my job.  These funds are not liquid at this time.  I am a good candidate because as you can tell from my first loan I have made my payments in a timely fashion.  Also, I have been doing everything to improve my credit scores.   I greatly value my credit worthiness and I am very good with managing money.  I'm also an investor who hopes to, at some point in the near future, be able to start where I left off.  In July of 2005 I had a fall which forced me to stay off my job for about three months.  In June of 2006 I was in an auto accident (I was not at fault) that had me off my job for almost three months, and finally, in March 2007 I had to have surgery to remove some very large fibroid tumors.  I am still awaiting settlement of my auto accident case.  I am in good shape at this time and working regularly.  During that time I accumulated a lot of unexpected medical bills and transportation costs.  I ended up struggling to keep my bills paid after my reserves were depleted.  Through all that I never gave up.  Thanks to your help I am in the saddle and ready to ride.  I am now ready to fulfill my dreams.  I am ready to use what I have learned in the past year to increase my wealth as well as to help make it possible for other people to own homes that are more affordable with equity.  I will have a chance to give something back to show how much I appreciate the blessings that have been bestowed upon me.  I have been in training, learning many ways to use my money and time wisely.  With the funds I am requesting I plan to start an LLC and open a roth self directed IRA and use the funds to purchase properties to resale or lease purchase.  I have put together a team that can get the job done immediately.  Part of the money will be used to purchase the home I am leasing.  I have accepted the fact that I will need a sizable down payment.  I have been in my home for a year now and I have some wonderful neighbors. 

I would very much appreciate the chance to do what I do best and enjoy most of all.  I would be very grateful to be given a chance to use what I've learned. 
Borrower's Other Listings
3939 Financial recuperation following injury C $5,000 @ 13% Mar 28, 2006 Withdrawn
4164 Financial recuperation after injury C $5,000 @ 18% Mar 29, 2006 Withdrawn
4174 Financial recuperation after injury C $4,500 @ 15% Mar 29, 2006 Withdrawn
4306 Getting back on my feet. C $5,000 @ 15% Mar 30, 2006 Withdrawn
5188 Getting back in the saddle C $6,000 @ 17% Apr 06, 2006 Withdrawn
5190 Getting back in the saddle C $6,000 @ 17% Apr 06, 2006 Withdrawn
5210 Getting back in the saddle C $5,000 @ 14% Apr 06, 2006 Loan created
277541 Getting back in the saddle HR $20,000 @ 15% Feb 08, 2008 Withdrawn
277666 Getting back in the saddle HR $20,000 @ 15% Feb 09, 2008 Withdrawn
278412 Getting back in the saddle HR $8,000 @ 15% Feb 11, 2008 Withdrawn
281029 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
281352 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
281361 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
281362 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
282385 Down payment to help purchase my home HR $4,500 @ 18% Feb 20, 2008 Expired
287185 Down payment to help purchase my home HR $3,002 @ 18% Mar 03, 2008 Withdrawn
290376 Down payment to help purchase my home D $4,000 @ 33% Mar 08, 2008 Withdrawn
295500 Down payment to help purchase my home D $8,000 @ 33% Mar 19, 2008 Expired
301246 Down payment to purchase my home D $5,000 @ 35% Mar 29, 2008 Withdrawn
301818 Pay off debts to increase credit score D $6,000 @ 35% Mar 30, 2008 Withdrawn
302298 Pay off debts to increase credit score D $6,000 @ 35% Mar 31, 2008 Withdrawn
302381 Pay off debts to increase credit score D $5,000 @ 35% Mar 31, 2008 Withdrawn
303634 Pay off debts to increase credit score D $5,000 @ 18% Apr 02, 2008 Withdrawn
304262 Pay off remaining debts for a fresh start D $5,000 @ 29% Apr 04, 2008 Withdrawn
304363 Pay remaining debts(2nd loan) Good payment history D $5,000 @ 18% Apr 04, 2008 Withdrawn
306828 Pay remaining debts-proven to be a good risk D $4,800 @ 20% Apr 09, 2008 Withdrawn
308001 Trying to get a fresh start D $3,900 @ 35% Apr 11, 2008 Expired
315376 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315387 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315388 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315460 Trying to get a fresh start D $3,900 @ 33% Apr 21, 2008 Withdrawn
318714 Trying to get a fresh start D $4,500 @ 25% Apr 26, 2008 Withdrawn
318741 Trying to get a fresh start D $4,500 @ 25% Apr 26, 2008 Withdrawn
320395 Trying to get a fresh start D $3,500 @ 35% Apr 28, 2008 Expired
326482 Trying to get a fresh start D $3,500 @ 35% May 05, 2008 Withdrawn
329110 Pay Off Remaining Debts D $3,000 @ 35% May 08, 2008 Withdrawn
331301 Pay Off Remaining Debts D $3,900 @ 35% May 12, 2008 Withdrawn
332368 Pay Off Remaining Debts D $1,900 @ 25% May 14, 2008 Withdrawn
333027 Pay Off Remaining Debts D $1,900 @ 32% May 15, 2008 Loan created

 

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