Investing back into Prosper
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,400.00 | Status: | Expired |
| Grade: | C | DTI: | 32% |
| Lender Rate: | 18% | Borrower: | czanderna |
| Finished | State: | IN | |
| Funded: | 0% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
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What I will Do with the Money Loaned to me: $3300.00 will pay off Citi Financial at 25% interest that I took before Prosper changed their rules within a month for 2nd loans during another previous $1500.00 I made earlier this year 2007. This high interest Citi Financial Loan I accepted impromptu needing immediate home improvements due to my disability requirements that was not furnished within the original loan USDA Rural Development offered for the mortgage. This new Prosper loan will also get my car out from under the lien Citi Financial placed with their loan, which will directly in turn lower my car insurance, not needing full coverage insurance, but only liability as for the past ten years. Leaving $100 for Prosper fee. Here are my Monthly Financial Details: Net income after payroll deductions from all sources: $10,404.00 Spouse's Income: $ (not married) Total monthly family Income $ 10,404.00 Mortgage: $ 62.64 Phone/Internet: $34 Gas: $ 81 Electricity & Water: $ 136 Car Operating Expenses: $ 40 Food: $ 100 (plus E.B.T equals $160 actual) Insurance: $ 94.90 (dental, auto & life) Satellite: $34 Clothing, expenses for children, etc. $5 (no children) Credit cards and loans: $ 215.74 ----------------------- Total Monthly Expenses : $ 803.28 $139.74 (Citi) + $6.00 (Ins) - $122.54 (Prosper) = $23.20/mo. saved by an approved Prosper loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 96171 | Consolidation Loan | E | $1,500 @ 8% | Feb 09, 2007 | Expired |
| 101598 | Consolidation & Moving Loan | E | $1,500 @ 20% | Feb 19, 2007 | Withdrawn |
| 101607 | Consolidation & Moving Loan | E | $1,500 @ 20% | Feb 19, 2007 | Withdrawn |
| 104570 | Consolidation & Moving Loan | E | $1,500 @ 17% | Feb 28, 2007 | Loan created |
| 221790 | Consolidation & Home Improvement Loan | E | $4,500 @ 19% | Nov 01, 2007 | Expired |
| 229884 | Home Improvement & Consolidation Loan | E | $4,500 @ 19% | Nov 12, 2007 | Expired |
| 253815 | Home Improvement & Consolidation Loan | E | $3,500 @ 19% | Dec 20, 2007 | Expired |
| 261488 | Paying off my credit cards | C | $6,000 @ 18% | Jan 07, 2008 | Expired |
| 265603 | Investing back into Prosper | C | $3,400 @ 18% | Jan 15, 2008 | Expired |
| 271178 | Investing back into Prosper | C | $3,400 @ 18% | Jan 25, 2008 | Expired |
| 361469 | Home improvement & Pay-off High Interest Loan | E | $5,000 @ 35% | Jul 03, 2008 | Withdrawn |
| 361761 | Home improvement & Pay-off High Interest Loan | E | $5,000 @ 35% | Jul 03, 2008 | Expired |
| 382726 | "Buying a car to do Foster Care" | HR | $2,500 @ 35% | Aug 14, 2008 | Expired |
| 386446 | "Buying a car to do Foster Care" | HR | $1,000 @ 35% | Aug 21, 2008 | Expired |
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