IDENTITY THEFT RUINED MY CREDIT; HELP ME RESTORE IT
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 19% |
| Lender Rate: | 28% | Borrower: | genna11 |
| Finished | State: | AL | |
| Funded: | 100% | Group: | Large Money Loans for AA,A,B,C & D Credits |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-12 | EricsCC ROI: | 25% |
| Status History | |
|---|---|
| Feb 09, 2008 | Current |
|
ABOUT ME: I AM A 48 YEAR OLD WOMAN AND I LIVE IN SOUTH ALABAMA. I HAVE LIVED AND WORKED HERE ALL MY LIFE. I HAVE NO CHILDREN, BUT I HAVE NIECES, NEPHEWS AND GOD CHILDREN THAT I LOVE DEARLY. I WORK AT METALS, INC . I HAVE WORKED THERE FOR 2 YEARS AND 3 MONTHS. I WAS RECRUITED TO WORK THERE FROM A PLACE THAT I WORKED AT FOR 14 YEARS. I AM STABLE AND RESPONSIBLE. I AM A GOOD EMPLOYEE AND GOOD AT MY JOB. I GOT BEHIND ON A FEW BILLS DUE TO MY DAD AND MY BROTHER BOTH HAVING OPEN HEART SURGERY WITHIN A MONTH OF EACH OTHER. I HAVE HAD UNEXPECTED EXPENSES FROM HELPING BOTH OF THEM. MY BROTHER HAS BEEN OUT OF WORK FOR THREE MONTHS, AND I HAVE HELPED HIM FINANCIALLY. I GOT A LITTLE BEHIND, BUT I HAVE MOST OF IT CAUGHT UP. THIS LOAN WILL GET ME AHEAD AGAIN. IT WILL BE NO PROBLEM FOR ME TO PAY IT. INCOME: BASE SALARY IS $62,000 YEAR WITH EXTRA 2,500-$5,000 A YEAR IN COMMISSION AND BONUSES. TAKE HOME PAY IS BETWEEN $3,000 - $3,400 EVERY MONTH DEBTS: PROSPER LOAN: 168.00 MONTH CAR NOTE: $365.00 MONTH CAR INS: $130.00 MONTH FUEL: $100.00 MONTH CREDIT UNION: $55.00 MONTH CELL PHONE: $140.00 MONTH 8 CREDIT CARDS WITH TOTAL MINIMUM PAYMENTS EQUALING $170.00 MONTH. TOTAL BALANCE ON THE CREDIT CARDS IS $4000.00. LISTED BELOW: HSBC CARD SERVICES: BAL. $739.00 @ MINIMUM PAYMENT IS $21.00 HOOTERS BAL. $999.00 @ MINIMUM PAYMENT IS $30.00 WALMART BAL $475.00 @ MIN PAYMENT IS $15.00 TARGET BAL $140.00@ MIN PAYMENT IS $20.00 CAPITAL ONE BAL $296.00 @ MIN PAYMENT IS $15.00 FIRST PREMIER BAL $281.00 @ MIN PAYMENT IS $20.00 CREDIT ONE BAL $300.00 @ MIN PAYMENT IS $30.00 ASPIRE BAL $750.00 @ MIN PAYMENT IS $20.00 I LIVE WITH MY PARENTS AND I HELP OUT WITH UTILITIES AND FOOD, BUT THERE IS NOT MAJOR ESPENSE THERE WHAT I WOULD DO WITH THIS LOAN: I WOULD CATCH UP MY DELINQENCIES. MY CREDIT REPORT IS WRONG WITH THE TOTAL. THIS AMOUNT WILL GET ME TOTALLY CAUGHT UP. THANKS FOR YOUR CONSIDERATION GENNA11 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 83739 | A FRESH START AND A APARTMENT OF MY OWN | E | $5,000 @ 24% | Jan 10, 2007 | Expired |
| 84906 | DROWNING IN PAY DAY LOANS | E | $4,000 @ 27% | Jan 14, 2007 | Loan created |
| 233056 | PROVEN BORROWER - 2ND LOAN | E | $7,000 @ 29% | Nov 16, 2007 | Expired |
| 237952 | PROVEN BORROWER - 2ND LOAN TO CONSOLIDATE AND GET AHEAD | E | $7,000 @ 33% | Nov 26, 2007 | Withdrawn |
| 244396 | PROVEN BORROWER - 2ND LOAN TO PAY OFF ALL CREDIT CARDS | E | $4,500 @ 29% | Dec 04, 2007 | Withdrawn |
| 250376 | IDENTITY THEFT RUINED MY CREDIT; HELP ME RESTORE IT | E | $2,500 @ 35% | Dec 16, 2007 | Expired |
| 256175 | IDENTITY THEFT RUINED MY CREDIT; HELP ME RESTORE IT | E | $2,500 @ 35% | Dec 29, 2007 | Expired |
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