Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,900.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 83% |
| Lender Rate: | 35% | Borrower: | TheTradingGap |
| Finished | State: | CA | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: This loan will be used to pay off a loan and credit cards originally used to pay for school tuition. The debt has plagued me ever since i recieved it and has destroyed my relatively new credit and has given me a high debt ratio. Reason for debt consildation: $2500 Cashcall @ 96% $1500 Citibank @ 32% $600 Capitalone @ 33% My financial situation: I am a good candidate for this loan because i always pay off my monthy payments and have been doing so for the past 2 years with despite the extremly high interest rates. I have been working since the debt was recieved and i live at home so i can pay off this debt without any other expenses since my family has allowed me to stay at home until the debt is paid off. Once paid off, my debt Ratio will remain at 0 once paid off with this loan and i will no longer use them in the hopes of dramatically increasing my credit score and starting my future off correctly. Please help this new UC graduate start off right with good credit and get rid of his high interest debt. Monthly net income: $ 1350 Monthly expenses: $ 900 Housing: $ 0 Insurance: $ 0 Car expenses: $ 0 Utilities: $ 0 Phone, cable, internet: $ 0 Food, entertainment: $ 0 Clothing, household expenses $ 0-100 Credit cards and other loans: $ 800 Other expenses: $ 0 Monthly expenses before Prosper loan: $ 900-800 Monthly expenses after Prosper loan : $ 350-250 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 275191 | Paying off extremly high interest credit cards/loans | D | $5,000 @ 32% | Feb 02, 2008 | Withdrawn |
| 276790 | Debt Consolidation | D | $3,000 @ 35% | Feb 06, 2008 | Withdrawn |
| 276807 | Debt Consolidation | D | $3,000 @ 35% | Feb 06, 2008 | Withdrawn |
| 277628 | Debt Consolidation | D | $2,600 @ 18% | Feb 09, 2008 | Loan created |
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