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Revised: Education Loan MBA Student Seeks Help

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Listing Information
Amount: $7,100.00 Status: Loan created
Grade: HR DTI: 10%
Lender Rate: 36% Borrower: souledout1
Time Left: Finished State: GA
Funded: 100% Group: Professors
Loan Information
Loan Status: Default Origination Date: 2006-04-03 EricsCC ROI: -83%
Status History
Jul 12, 2006 Current
Aug 18, 2006 Late
Sep 03, 2006 1 month late
Oct 05, 2006 2 months late
Nov 06, 2006 3+ months late
Jun 01, 2007 Default
Greetings,

I am a 23-year old college graduate, currently pursuing my MBA and need assistance in paying tuition.  The original listing was for educational and auto loan, but I was fortunate enough to have someone sell me their auto for a very modest price.  Thus, I am blessed.  I currently have merit scholarships that are covering about 60% of my school costs but really need the rest of the tuition in order to get this show on the road.  I am still applying for scholarships and hoping that between the wonderful Prosper lenders and other scholarship, a way will be made.   My company has a tuition reimbursement policy where the tuition is reimbursed 50% at the end of each term.  So a considerable portion of the loan will be paid back in November.  I am a victim of identity theft which explains my credit score.  Someone had credit cards, a bank acount, the whole nine yards in my name before I realized it.  I am in the process of getting it cleaned up.  I have taken care of most of the issues, but as any victim of identity theft may know, the derogatory information is hard to remove quickly.  My DTI is 1%.  I am a Human Resources Director currently and will still be working full-time while pursuing my MBA.  I am willing to pay a higher interest rate to demonstrate my seriousness in paying this loan back to lenders.  Because of my credit score (539), it is difficult for me to attain bank funding.  I am hoping Prosper.com lenders can help.  I am trustworthy and all my accounts are in good standing and never had a late payment.  I thank you all for considering my loan request in advance.
Borrower's Other Listings
2344 Identity Theft Vicitm Seeks Help w/ Car and Education Loan HR $12,000 @ 32% Mar 18, 2006 Withdrawn

 

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