p2p lending at lending club
**Final Try** Need help out of payday loans
Homeownership Verified

Click Here to view this listing on Prosper
Listing Information
Amount: $1,750.00 Status: Loan created
Grade: D DTI: 31%
Lender Rate: 22% Borrower: superbiller
Time Left: Finished State: OH
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-02-12 EricsCC ROI: 19%
Status History
Feb 12, 2008 Current
Purpose of loan:
This loan will be used to? pay off all the  payday loans that I had to acquire from problems at the house. 
My financial situation:
I am a good candidate for this loan because? I have been very respsonsible and have always tried to pay my debts on time.  I am a single mom and this would help me to get out from under the payday loans.  My credit score is lower, but that's not from me paying them late, but from them being maxed out.  I want a new start this year and to focus on getting my credit score back to where it used to be.  I really want to get a good start on 2008 and promise to pay off this loan early.

Monthly net income: $ 3460 from full time employment and a minimum of $1000 up to a maximum of $1750 from a part time medical collections position I do from home and have done for the past 3 years

Monthly expenses: $
  Housing: $ 727.00
  Insurance: $ 260.00 (life for myself and kids, auto, homeowners and mortgage disability)    
  Car expenses: $ 434.00
  Utilities: $ 275.00 (varies)
  Phone, cable, internet: $ 85.00
  Food, entertainment: $ 250.00
  Clothing, household expenses $ 150.00
  Credit cards and other loans: $ 475.00
  Other expenses: $ 300.00 (misc items needed or that come up throughout the month); usually less than this
Borrower's Other Listings
260505 Consolidating debt and home improvements D $9,500 @ 22% Jan 05, 2008 Withdrawn
263053 Consolidating debt and home improvements D $6,500 @ 22% Jan 10, 2008 Withdrawn
266212 Paying off high balances D $4,500 @ 22% Jan 16, 2008 Withdrawn
271133 **RELIST** Pay off High Balances D $2,500 @ 22% Jan 25, 2008 Withdrawn

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here