Nurse wanting to refinance a terrible interest rate.
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 25% |
| Lender Rate: | 16% | Borrower: | ptyaa |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-13 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Feb 13, 2008 | Current |
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Purpose of loan: I have an unsecured loan that is charging me 33% interest. I would like to lower to use the prosper loan to refinance that loan. My financial situation: I am a home health care nurse. My husband is retired disabled veteran and brings in an additional $2800 per month through service connected. I typically have between $1000-$1500 left over each month after Roth investment and a little into the savings account. My current fee for the loan I wish to refinance is around $265 each month. It is a fixed loan so it is not reflecting in my current revolving balance. I do not know why it shows 1 delinquency for $265.00. That account is paid regularly and is current. I have contacted the company and verified this. I am opening a dispute with the credit agency to see why they are showing this. Monthly net income: $ 6000 after taxes (high tax bracket) ,$2800 from my husband, and $500 rent from my daughter. Monthly expenses: $ Housing: $ 3000 Insurance: $ 200 Car expenses: $300 (gas) Utilities: $ 400 Phone, cable, internet: $ 150 Food, entertainment: $ 300 Clothing, household expenses $ 50 Credit cards and other loans: $ 500 Other expenses: $ 100 misc (mostly buying clothes for my grandchildren as needed) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 174123 | Nurse wanting to refinance a terrible interest rate. | C | $16,000 @ 26% | Jul 22, 2007 | Withdrawn |
| 174133 | Nurse wanting to refinance a terrible interest rate. | C | $16,000 @ 15% | Jul 22, 2007 | Loan created |
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