Eliminating Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Expired |
| Grade: | E | DTI: | 31% |
| Lender Rate: | 30% | Borrower: | ash2516 |
| Finished | State: | MO | |
| Funded: | 0% | Group: | Have Money - Will Bid |
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Hello and thank you for viewing my listing. I am a hard-working mother that needs help in getting out of debt. I am married and we have 2 children ages 7 and 5. I would like to get this loan to help pay off some high interest credit cards and get us back on trying for reestablishing our credit and becoming debt free. 1200.00 - Capital One 1100.00 - Capital One 800.00 - Sun Loan 800.00 - Empire Finance I have worked for the same company for almost 10 years working on computer software. My current monthly net income is. $2650. My husband's net income of $2456 is used in calculating our budget also. Here's a look at my monthly budget with the loan in place: 1114.00 - Mortgage 80.00 - Electricity 140.00 - Telephone (Cell and land line) 450.00 - Car Payment 65.00 - Cable 560.00 - Daycare 85.00 - Insurance 100.00 - Utilities 250.00 - Gas 600.00 - Other Credit Cards and other loans not paid off with loan 250.00- Groceries 150.00 - Entertainment 70.00 - Furniture payment 60.00 - School activities As you can see, I have about $1100 left over to be used, not only for my Prosper Payment, but for savings and emergencies also. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. I already have one loan thru Prosper and have a good history in making my payments. I would continue the same history with this loan as well. Thank you again for viewing my listing, and God bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 168223 | Debt Consolidation/Personal | D | $3,500 @ 25% | Jul 12, 2007 | Expired |
| 173135 | Eliminating Debt | D | $4,000 @ 20% | Jul 20, 2007 | Loan created |
| 303343 | Eliminating Debt | E | $3,000 @ 35% | Apr 02, 2008 | Expired |
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