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Prosper helping to prosper
Homeownership Verified

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Listing Information
Amount: $6,000.00 Status: Withdrawn
Grade: D DTI: 38%
Lender Rate: 22% Borrower: MacDeuce
Time Left: Finished State: OH
Funded: 0% Group: CWA and other Union Members
Purpose of loan:
The purpose of this loan is to consolidate all of my debt into two Prosper loans.

My financial situation: 
Currently, I am a member of Local 38 of the IBEW.  I am an inside union electrician apprentice.  My current wages are $19.64 an hour.  Every six months, I earn a raise.  That raise is 5% of the journeyman scale.  That scale is currently $32.73.  My current residence is back at my parents home while I complete the rehab of recently purchased property.  The work being done on the house was minimal and is being done personally as to save costs.  The rehab is nearly complete!!!  My apprenticeship is five years and will be completed in August of 2010.  The prosper loan system lines up perfectly with that time table.  These Prosper loans would allow me to encompass all of my revolving debt., assuring me of debt freedom in my alloted time table.  My current prosper loan is paid ahead by ALMOST 6 months.  I am looking forward to working with you in my battle against credit card debt.  Thank You.

Monthly net income: $ 2100
Monthly expenses: $ 2080
  Housing: $ 548
  Insurance: $ 50
  Car expenses: $ 250 
  Utilities: $ 200
  Food, entertainment: $ 200
  Credit cards and other loans: $ 450*
  Other expenses: $ 100
  PROSPER LOAN: $ 366
  PROSPER #2:    $216
*My credit cards and other loans amount would drop dramatically with the prosper loan.
Borrower's Other Listings
110197 Consolidation While Living At Home D $8,000 @ 7% Mar 12, 2007 Withdrawn
113207 Debt Consolidation Living At Home D $10,000 @ 6% Mar 20, 2007 Expired
116364 Debt Consolidation D $3,000 @ 6% Mar 27, 2007 Expired
136432 Apprenticeship Consolidation D $10,000 @ 18% May 12, 2007 Loan created
234673 Apprenticeship Consolidation E $10,000 @ 22% Nov 19, 2007 Withdrawn
274217 One payment....Finally! D $18,000 @ 22% Jan 31, 2008 Withdrawn
288059 Prosper Refinance D $6,000 @ 22% Mar 04, 2008 Withdrawn
289401 Prosper Refinance D $5,000 @ 22% Mar 06, 2008 Withdrawn
309689 Prosper Refi! D $6,000 @ 22% May 28, 2008 Withdrawn
359338 Refinance Prosper Loan D $6,000 @ 26% Jun 29, 2008 Withdrawn
381452 Refinance Prosper Loan D $6,000 @ 15% Aug 12, 2008 Loan created

 

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