p2p lending at lending club
Advertising, Inventory & Working Capital

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Listing Information
Amount: $5,000.00 Status: Withdrawn
Grade: D DTI: 24%
Lender Rate: 17% Borrower: RCC81
Time Left: Finished State: FL
Funded: 0% Group: (No Group)
I am currently have a full time contractor position as a manager at a cable company as well as providing IT services during my off time. My current contractor salary is around $47,000 not including the additional $7,000-$10,000 I make from side jobs. I have over 10 years experience in the IT field, the last four in management. I am extremely hardworking, dedicated and determined to better myself over the course of the next few years.

I have been seeking funding elsewhere, so there are inquiries on my report. I was originally hoping to receive a business credit card with a zero to low APR for the first year to consolidate my expenses. Since my business is so new, and my DTI high; I was unable to receive any type of funding. I have no negative reports listed on my credit history, all payments are current and have never been late. I just discovered Prosper through my local newspaper, and if I would have known about it before I would have not pursued anything else.

By receiving this loan I would be able to advertise, pay off two of my personal cards that have solely been used for business expenses, increase my client base and have an inventory available for all projects. In turn, I would be able to provide more for my family, establish a reputable business in my community and achieve the satisfaction of working for myself.

I appreciate you taking the time to read my request and hope you consider me to be a good candidate.
Borrower's Other Listings
27615 Work Expenses D $1,500 @ 17% Jul 30, 2006 Withdrawn
27663 Business Fund D $1,500 @ 17% Jul 30, 2006 Withdrawn
28313 Business Expenses D $1,000 @ 17% Aug 01, 2006 Expired
31212 Business Expenses D $1,000 @ 14% Aug 14, 2006 Loan created

 

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