Please Stick Your Neck Out For Me, & Don't Leave Me Hanging
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Withdrawn |
| Grade: | B | DTI: | 42% |
| Lender Rate: | 16% | Borrower: | marcusm01 |
| Finished | State: | GA | |
| Funded: | 7% | Group: | FANAFI Financial |
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Please Stick Your Neck Out for me and Don't Leave Me Hanging We all have made mistakes, some more than others. Mine, I jumped into marriage life too soon. I jumped into married life back in 2002 and divorced at the end of 2003. I had some credit card debt before, during and after my marriage. Trying to get ahead on our bills we joined credit consolidation shortly after we got married. During the beginning, I was late twice on a card because of the date that my money was being sent to the consolidation company. My Foley's account, which I bought our wedding rings with, became significantly late even though I was paying on time. I was paying the agreed amount, but since this was lower than my normal minimum payment, Foley's continued to say I was late. I filed a statement with the credit bureaus to dispute this inaccuracy. During my marriage we moved every few months because of my ex's job. Therefore I had to find whatever job I could. After my marriage I lived with my parents in Texas and held three jobs to make ends meet. Then I found a traveling job that paid well, the only problem was it was erratic. The company went under at the beginning of 2005. I went to live with my brother in Atlanta, GA, where I quickly found work. I again, worked two jobs until I landed my current position. I now work for Trammell Crow Company as a building engineer, providing maintenance for a 20-story commercial high-rise building. My job was going great for the first two months. Then I broke my foot and leg and could not work for two months. Luckily I had insurance and short-term disability, but with that I just barely got by. The doctors' bills started piling up and I had to pay for them some way. So I put them on a credit card, which I have learned that I shouldn't have. The interest rate is over 25% now, not for being late, just because the issuer can stick it to me. I am currently with the same company and things are going well. At this time, I would like to finally get ahead in life and become free from my debt. I am asking for $7,000 to pay off my Discover Card, which I put all of my doctors and medical bills on. I know that my DTI is a little high, but this will be replacing debt for debt while at a lower interest rate. Besides a few late payments ONLY because of the debt consolidation mess and my ex, I have paid everything on time. I actually pay my bills shortly after I receive my statements instead of waiting till the due date. I would greatly appreciate your help in breaking free from these chains of debt. Thank you for your time and support. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 29555 | Please Stick Your Neck Out For Me, & Don't Leave Me Hanging | B | $7,000 @ 16% | Aug 07, 2006 | Withdrawn |
| 30144 | Please Stick Your Neck Out For Me, & Don't Leave Me Hanging | B | $7,000 @ 15% | Aug 09, 2006 | Loan created |
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