Eric's Credit Community

I am a prior Prosper borrower/success!!!!  I just paid off my first Prosper loan from 2006.  No late or missed payments and paid off in full.  I am a lawyer in Atlanta.  I earn over $100,000.00 a year.  My credit score is bad due to a bankruptcy (now 9 years past discharge and almost off my credit report) and an old 1997 state tax lien (paid off years ago) both caused by a divorce in the late 1990s.  Those ar the two public records - very old and paid off.  I am good credit risk now  and years later (actually no risk at all) and very, very responsible.  My main monthly debts are my car payment and home lease.  I am looking to consolidate some debt from a few open credit cards with high rates and close them and then pay off the debt through Prosper instead.  As well, my computer system crashed over Christmas and I have to replace my hard drive and associated server for about $1,000.  I am seeking just a small amount of $5000.00 that more than likely I may be able to pay off in 12-14 months.  There is no risk in your loans.  As I said - my last $3,000.00 loan was just paid in full.  Your help would be greatly appreciated and thank you for your kind consideration.