Score High
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 11% |
| Lender Rate: | 16% | Borrower: | positivezone |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2006-08-14 | EricsCC ROI: | -32% |
| Status History | |
|---|---|
| Aug 30, 2006 | Current |
| Jan 30, 2007 | Late |
| Feb 15, 2007 | Current |
| Jun 29, 2007 | Late |
| Jul 16, 2007 | 1 month late |
| Jul 24, 2007 | Current |
| Aug 31, 2007 | Late |
| Sep 15, 2007 | 1 month late |
| Sep 18, 2007 | Current |
| Sep 29, 2007 | Late |
| Oct 16, 2007 | 1 month late |
| Oct 18, 2007 | Current |
| Oct 31, 2007 | Late |
| Nov 23, 2007 | 1 month late |
| Dec 15, 2007 | 2 months late |
| Jan 15, 2008 | 3 months late |
| Feb 15, 2008 | 4+ months late |
| Dec 29, 2008 | Default |
|
Just a few month ago I decided to purchase a
second property. During this process, racked up some credit card debts
for home renovating, so fico score drop. I have consistently paid off most of
my credit debts, just a couple more to knockoff (asap) to raise fico scores. At
the moment I can pull a second on my property to consolidate debts and prepare
for the next purchase. I would rather wait for a higher fico and avoid bank
processing. With higher credit scores I can achieve a reasonable loan for the
next purchase or for the next anything (prosper). |
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