help me State MAX % w/ High Interest NO DQ's
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,600.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 42% |
| Lender Rate: | 13% | Borrower: | phish5878 |
| Finished | State: | NY | |
| Funded: | 0% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
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About Me: I am 29 years old, engaged for 2 years, 3 children ages 6, 3 and 9months. I have been with my current employer for 3 years. I dropped it to a lower amount because i need to prove myseelf obviously to show I will pay on time and more than the minimum!!! Explanation of Bad Credit: I have always been responsible with my finances but 1 year ago my credit scores slipped to 620 after using a lot of credit to pay bills while we had a baby. I have never been late with bills or DQ's in 10 years of credit history. What I will Do with the Money Loaned to me: Pay off high interest Wamu card Monthly income after all taxes and deductions $2010 Spouse Income $1536 (this is the lowest a month she has ever made it varys as she is commisioned based) Total monthly family Income $3546 Mortgage/Rent: $850.00 Phone: $ 180.00 (includes 2 cell phones) Gas and electric: $ 140.00 Water: $ 40.00 Car Loan : $ 270.00 Food: $ 250.00 Cable/Internet: $ 65.00 Clothing, expenses for children, etc. $ 236.00 (daycare) Insurance: 150.00 a month eventually with obtaining a first prosper loan and proving that I do pay on time I would like to consolidate other CC in another loan What stinks is that there is a state max of 16% which minus fees only ends up being 12.84% I am more than willing to pay up to 17% but state max wont allow it. I just need someone to give me a chance and to see I pay bills on time every month with no DQ's ever! Thanks for taking the time and understanding. |
| Borrower's Other Listings | |||||
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| 264136 | Debt Cons. to pay off high interest. No DQ's ever | D | $21,700 @ 13% | Jan 12, 2008 | Withdrawn |
| 264266 | Debt Consolidation Help with high citi loan no dq's ever | D | $12,500 @ 13% | Jan 13, 2008 | Withdrawn |
| 264954 | Debt Consolidation State Max % help with high citi loan | D | $10,500 @ 13% | Jan 14, 2008 | Withdrawn |
| 266414 | Need help with High Citi loan No DQ's ever | D | $9,500 @ 13% | Jan 16, 2008 | Withdrawn |
| 266861 | Need help High int. NO DQ"S starting lower to prove myself | D | $5,000 @ 13% | Jan 17, 2008 | Withdrawn |
| 267534 | Paying for some Wedding expenses | D | $2,000 @ 13% | Jan 18, 2008 | Withdrawn |
| 277208 | Getting Married help me State MAX % NO DQ'S | D | $2,000 @ 13% | Feb 07, 2008 | Withdrawn |
| 290522 | Getting Married | D | $2,500 @ 13% | Mar 08, 2008 | Expired |
| 321536 | Getting Married | D | $12,000 @ 22% | Apr 29, 2008 | Withdrawn |
| 321563 | Consolidating Bills Improve Credit to buy a home for my kids | D | $9,000 @ 21% | Apr 29, 2008 | Withdrawn |
| 321841 | Consolidating Bills Improve Credit | D | $10,000 @ 31% | Apr 30, 2008 | Withdrawn |
| 322269 | Consolidating Bills Improve Credit | D | $11,000 @ 31% | Apr 30, 2008 | Withdrawn |
| 323392 | Consolidating Bills Improve Credit | D | $7,500 @ 27% | May 01, 2008 | Withdrawn |
| 325577 | PLEASE HELP A FAMILY OUT! | D | $6,000 @ 28% | May 04, 2008 | Withdrawn |
| 330696 | Last try using Prosper! | D | $4,500 @ 22% | May 12, 2008 | Expired |
| 335162 | OK Relist Last try with Prosper Please Help | D | $5,000 @ 27% | May 19, 2008 | Withdrawn |
| 338817 | Relist Debt Consolidation | D | $3,000 @ 30% | May 25, 2008 | Withdrawn |
| 340079 | Interest going up June 1st! Please help! | D | $2,000 @ 19% | May 27, 2008 | Loan created |
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