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Business Capital For Graduate

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Listing Information
Amount: $3,001.00 Status: Loan created
Grade: HR DTI: 13%
Lender Rate: 28% Borrower: Prodigy
Time Left: Finished State: GA
Funded: 100% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
Loan Information
Loan Status: 3 months late Origination Date: 2006-08-09 EricsCC ROI: 5%
Status History
Aug 08, 2006 Current
Aug 24, 2008 Late
Sep 06, 2008 Current
Sep 25, 2008 Late
Oct 10, 2008 1 month late
Nov 10, 2008 2 months late
Dec 11, 2008 3 months late
Prosper Community,

After one of my previous listings expired with 85% being funded, I asked a couple of lenders for advice on how to attract more bids. First off, let me say that I have finally paid off my last credit card bill. I spoke with a representative from Experian and asked how long would it take for my credit score to increase. I was told it could take up to 30 days.

This is my last semester of college and I am guaranteed to have my degree by December.  

I am looking to receive this loan to use it as capital towards my small used car business.  I will be attending various car auctions around the city of Atlanta purchasing used cars and reselling them at a mark up price of 50 - 70%.  I have a substantial amount of money saved up for the business, but this loan will put me exactly where I need to be.

While being apart of a 100% shared group, I am requesting my state's minimum and highest interest rate to try me best to get funded.  ALL OF MY CREDIT CARDS HAVE BEEN PAID IN FULL.  I HAVE THE DOCUMENTS TO PROVE IT.  I am only 20 years old with my own business.  Help me continue something positive!

Budgeting
Monthy Income: $1600

Rent: $400

Cell Phone Bill: $80

Car Insurance: $70

Utilities: $100

Gas, Food, etc..: $200

Day Care: $200

Left over amount: $550.00



Thanks,

Prodigy
Borrower's Other Listings
5010 Paying off Credit Cards! HR $3,001 @ 24% Apr 04, 2006 Withdrawn
5155 I'm Ready To Prove Myself! HR $3,001 @ 19% Apr 05, 2006 Withdrawn
5911 Going In The Right Direction!! HR $3,001 @ 24% Apr 12, 2006 Withdrawn
6138 Headed In The Right Direction! HR $3,001 @ 21% Apr 14, 2006 Withdrawn
6976 Paying Off Medical Bills, Credit Card Debts, & Small Busines HR $4,000 @ 23% Apr 22, 2006 Expired
10649 Credit Card Debts & Small Business Capital HR $3,100 @ 24% May 02, 2006 Withdrawn
10656 Small Business Capital & Consolidating Credit Card Debt HR $3,100 @ 24% May 02, 2006 Withdrawn
14767 Capital HR $3,001 @ 24% May 21, 2006 Expired
17313 Business Capital HR $3,001 @ 24% Jun 01, 2006 Withdrawn
17733 Business Capital HR $3,001 @ 29% Jun 04, 2006 Expired
20319 Business Capital HR $3,001 @ 29% Jun 18, 2006 Withdrawn
21305 Small Business Capital HR $3,001 @ 29% Jun 22, 2006 Withdrawn
360082 Debt Consolidation for Graduate HR $3,000 @ 29% Jun 30, 2008 Loan created

 

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