Clean Slate for New Family!
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 31% |
| Lender Rate: | 15% | Borrower: | successminded |
| Finished | State: | OR | |
| Funded: | 100% | Group: | AA-C Rated Borrowers |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-12 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Feb 10, 2008 | Current |
| Aug 28, 2008 | Late |
| Sep 14, 2008 | 1 month late |
| Sep 17, 2008 | Current |
| Sep 27, 2008 | Late |
| Oct 17, 2008 | 1 month late |
| Oct 18, 2008 | Current |
| Oct 27, 2008 | Late |
| Nov 15, 2008 | 1 month late |
| Nov 18, 2008 | Current |
|
Hello and thank you for viewing my listing! My husband and I just had our first baby and we would be using the loan to pay off our high interest credit cards which would boost our credit scores and give us the ability to refinance our home with a much lower interest rate. I would use the Prosper Loan to pay off the following Credit Cards: Whatcom Educational Visa Card- $4,900 Discover Card - $300 Visa Card - $1500 Premier Finance Card- $6,700 Chase Card - $1600 $15,000 - Total amount of Debt to pay off I'm a Full Time Ultrasound Sonographer that specializes in high risk pregnancies and heart ultrasounds. The only reason I have a substantial amount of credit card debt in the first place is because when I attended school to get my Bachelors degree I had to use credit cards to pay for some tuition and the cost of living. Monthly net income: $5400 Monthly expenses: $2934 Housing: $ 1,125 Insurance: $110 Cell Phone: $50 Auto: $75 Gas: $160 Utilities: $125 Groceries: $300 Phone, cable, internet: $99 Food: $140 Credit cards and other loans: $750 Since my last listing my credit grade has improved from a "C" rating to a much improved "B" rating! I've had a perfect payment history with my 1st prosper loan and intended to do the same with this loan. Thank you for viewing my listing, and God bless! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 168170 | Fresh Start for Expecting Mother | C | $9,999 @ 20% | Jul 12, 2007 | Withdrawn |
| 171191 | Fresh Start for Expecting Family | C | $3,000 @ 14% | Jul 17, 2007 | Loan created |
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