GMAT Class + actual GMAT + App Fees
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,001.00 | Status: | Loan created |
| Grade: | C | DTI: | 30% |
| Lender Rate: | 15% | Borrower: | Foodie |
| Finished | State: | MA | |
| Funded: | 100% | Group: | Cornell University Alumni-cornellalumni |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-06 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Feb 06, 2008 | Current |
|
About me I am a 25 year old sales consultant with a Fortune 500 company I?ve been with for 3 years! I love to cook, read, & spend time with friends. I obtained my BS from Cornell University, & strive to obtain my MBA within the next 5 years. My dream is to become the marketing executive of the company I work for now. What is this loan for? $6000 $1500 ? Kaplan GMAT prep course, class starts on 2/11 $250 ? cost for the GMAT $4200 ? CC debt at 16.5% interest (I have a $7000 balance ? partly due to my move to Boston at the beginning of this year, my trip to the ER due to a kidney infection several months ago, subsequent doctor?s visits, prescriptions, & the like ? which I hope to get a tax deduction for! This is what has impacted my credit score ? before my charges, I was a grade ?B?). I do have health insurance from my company, but it only covered so much. My income My 07 income was $45,000. I am in sales with commission, so this was a total of my base salary with a monthly bonus for my car ($400/month), & my first year?s worth of commissions. I have the ability to double & triple this amount ? which I find myself well qualified to do! My sales manager estimates my 2008 income to be about $65,000 this year. My expenses I plan to pay off the loan as soon as possible. My monthly gross income is averaged at $3000. This is based on how well I do at sales every month ? my monthly net commission can range from anywhere from $1500 - $3000. I?ve been doing very well lately, & have been a top performer for the Northeast since Nov.Monthly expenses: Rent: $500 (I share an apt right outside Boston) Heating/Gas: $100 Electric: $60 Internet: $30 Groceries: $300 Student Loans: $450 Previous Prosper Loan (Monthly automatic debit): $330 Total: $1770 My company pays for my cell phone bill, my dad has been kind enough to shoulder my car payments for the year, & I tend to put about $500 - $800 a month toward my credit card debt. I have looked at my budget for the rest of the year, & I am determined to pay back the entirety of my credit card debt & this loan by 11/08. I originally did not want to take out a loan, but my last Prosper loan helped me so much in paying back a high interest loan I had to help my mother pay her mortgage. And I really wanted to start my GMAT classes now to prepare my applications for the Fall of '09. My ambition is to go to Harvard for a marketing MBA, but I am applying to a wide range of business schools. I plan to work full time & study part time, & strive to have my MBA by 2012!If you have any questions or concerns please contact me! Thank you so much for your help and consideration in the real |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 167264 | Debt Consolidation | B | $9,500 @ 11% | Jul 11, 2007 | Loan created |
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