Lenders, Please Consider... Low DTI, I need a Car.
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | HR | DTI: | 7% |
| Lender Rate: | 30% | Borrower: | Diane6 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | BuildingTree |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-12 | EricsCC ROI: | 27% |
| Status History | |
|---|---|
| Feb 12, 2008 | Current |
|
First, I want to say Thank You to those of you who have bid on my previous postings. I do appreciate your helping to give me the opportunity to prove myself. I've yet to reach 100% funding, but I can't give up...! Purpose of loan: I am requesting this loan so that I can buy a (used) car. I must have transportation to get back & forth to work. My transmission went out on my car, and with a couple other issues, it is not worth putting that kind of money back into it. My Financial Situation: I have been a single mother for a long time, and have had some struggles along the way... My daughters have moved out and gone on their own, so in August, I was able to move into a great little affordable house, which put me in a position where I could begin to clean up my credit. Since August 31st, "07", I have paid off 4 of my DQ's. (Approx. $2,000) I have the pay-off letters, but I have not sent them yet, as I am in the process of getting a few more paid , so I can send them all at one time. I know my credit history doesn?t look good, but I am an honest, hardworking woman, who is determined to get back on track. I need a car to get to work, and I am able to make these loan payments on time, every month. Thank you. Monthly Gross Income: $3100.00 + Incentive Package (By error, In my previous postings, I was listing my Gross Pay, and not showing any Payroll Tax Deductions. Please see below.) Monthly expenses: $ 2208.00 Housing: $695.00 Insurance: $ 42.00 (auto) $110.00 (Health & Life) Car expenses: $ 75.00 Utilities: $ 150 Phone, cable, internet: $ 90 Food, entertainment: $ 100.00 Clothing, household expenses $ 60.00 Credit cards and other loans: $ 100 Other expenses: $ 136.00 (IRS) Payroll Deductions: $650.00 (Federal, State, SS & Medicare) Leftover funds to pay Prosper loan and catch up on old debt: $892.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 242674 | Need new car urgently! Also, help with a Pay Day Loan | HR | $4,000 @ 25% | Dec 02, 2007 | Expired |
| 252354 | Need to buy a new car... | HR | $2,800 @ 35% | Dec 17, 2007 | Expired |
| 255415 | Trying 1 more time. Please consider.Need to buy a new car... | HR | $2,200 @ 35% | Dec 25, 2007 | Expired |
| 258566 | Re-List again. Need to buy a used car... | HR | $2,500 @ 35% | Jan 01, 2008 | Expired |
| 263700 | I will not let you down! I need to buy a used car. | HR | $2,500 @ 35% | Jan 11, 2008 | Expired |
| 269233 | I will not let you down! I need to buy a used car. | HR | $2,500 @ 35% | Jan 21, 2008 | Expired |
| 272891 | Lenders, Please Consider... Low DTI, I need a Car. | HR | $2,500 @ 35% | Jan 28, 2008 | Withdrawn |
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