p2p lending at lending club
Lenders, Please Consider... Low DTI, I need a Car.

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Listing Information
Amount: $2,500.00 Status: Withdrawn
Grade: HR DTI: 7%
Lender Rate: 35% Borrower: Diane6
Time Left: Finished State: IL
Funded: 3% Group: BuildingTree
First, I want to say Thank You to those of you who have bid on my previous postings.
I do appreciate your helping to give me the opportunity to prove myself.
I've yet to reach 100% funding, but I can't give up...!



Purpose of loan:
 I am requesting this loan so that I can buy a (used) car. I must have transportation to get back & forth to work. My transmission went out on my car, and with a couple other issues, it is not worth putting that kind of money back into it. 

My Financial Situation:
I have been a single mother for a long time, and have had some struggles along the way... My daughters have moved out and gone on their own, so in August, I was able to move into a great little affordable house, which put me in a position where I could begin to clean up my credit. Since August 31st,  "07", I have paid off 4 of my DQ's. (Approx. $2,000) I have the pay-off letters, but I have not sent them yet, as I am in the process of getting a few more paid , so I can send them all at one time.
I know my credit history doesn?t look good, but I am an honest, hardworking woman, who is determined to get back on track. I need a car to get to work, and I am able to make these loan payments on time, every month.
Thank you.

Monthly net income: $3100 + Incentive Package
Monthly expenses: $ 2208.00
 
Housing: $695.00 
  Insurance: $ 42.00 (auto) $110.00 (Health & Life)
  Car expenses: $ 75.00
  Utilities: $ 150
  Phone, cable, internet: $ 90
  Food, entertainment: $ 100.00
  Clothing, household expenses $ 60.00
  Credit cards and other loans: $ 100
  Other expenses: $ 136.00 (IRS)
  Employer Taxes: Approx $650.00 per month ( Fed, State, SS, Medicare)

 Leftover funds to pay Prosper loan and catch up on old debt: $892.00


Borrower's Other Listings
242674 Need new car urgently! Also, help with a Pay Day Loan HR $4,000 @ 25% Dec 02, 2007 Expired
252354 Need to buy a new car... HR $2,800 @ 35% Dec 17, 2007 Expired
255415 Trying 1 more time. Please consider.Need to buy a new car... HR $2,200 @ 35% Dec 25, 2007 Expired
258566 Re-List again. Need to buy a used car... HR $2,500 @ 35% Jan 01, 2008 Expired
263700 I will not let you down! I need to buy a used car. HR $2,500 @ 35% Jan 11, 2008 Expired
269233 I will not let you down! I need to buy a used car. HR $2,500 @ 35% Jan 21, 2008 Expired
272970 Lenders, Please Consider... Low DTI, I need a Car. HR $2,500 @ 30% Jan 29, 2008 Loan created

 

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