p2p lending at lending club
Freedom from those ridiculous finance charges!

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: D DTI: 18%
Lender Rate: 17% Borrower: MissNee
Time Left: Finished State: WA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-02-05 EricsCC ROI: 15%
Status History
Feb 05, 2008 Current
Purpose of loan:
I will use it to pay off my two high-interest credit cards. The cards will then be locked up for emergencies only!

My financial situation:
I am a good candidate for this loan because?
I pay my bills on time, every time! The problem isn't the money, it's the outrageous fees for carrying any balance at all. Consolidation is a step in my budget plan toward the right direciton. I recognize that spending this money that I didn't have (credit) is what got me off track.  Having financed my own college and made it on my own after that, I need a little jump start to boost my credit score by paying off these old cards.

Monthly net income: $ 2600

Monthly expenses: $
  Housing: $ 1100
  Insurance: $ 120
  Car expenses: $ 375
  Utilities: $ ---
  Phone, cable, internet: $ 100
  Food, entertainment: $ 50
  Clothing, household expenses --
  Credit cards and other loans: $ 500
  Other expenses:
Borrower's Other Listings
269180 Living Less Large D $4,000 @ 18% Jan 21, 2008 Withdrawn

 

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