Pay down credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,500.00 | Status: | Expired |
| Grade: | HR | DTI: | 32% |
| Lender Rate: | 35% | Borrower: | RestartedWill |
| Finished | State: | CA | |
| Funded: | 0% | Group: | HARD MONEY LOANS |
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Greetings. This is a relist of a second Prosper loan request. Due to me being an HR at the moment (see below), the loan goals are to pay off most of a CashCall loan at 59.95% APR from last year. In approximately a year, I plan to pay off my other Prosper loan and this one. I have had a perfect repayment history of my active Prosper loan, along with all my other obligations. I do not have any negatives on my credit reports, and the only reason I am an HR is that, at the moment, my credit cards are nearly maxed out due to home remodeling costs for a friend. My plan in 2008 is to aggressively reduce the balances on my credit cards down to at least 30% utilization. I've been a software developer for over 17 years. I started a job a few months ago as a senior software engineer focusing on business intelligence with an internet search company (Connexus) where I am making $90k base plus a guaranteed minimum 10% annual bonus paid quarterly, in a role with rapidly increasing roles and responsibilities. Monthly expenses are: $1600 apartment rent, $800 auto loan, $185 auto insurance, and miscellaneous expenses. I net over $5400 monthly. Thanks for the consideration! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 37508 | End Payday Loans and retire tax debts | E | $5,000 @ 29% | Sep 07, 2006 | Withdrawn |
| 37592 | End payday cycle and remove old taxes | E | $4,800 @ 29% | Sep 07, 2006 | Loan created |
| 263220 | Simplify financial picture | HR | $10,000 @ 35% | Jan 10, 2008 | Withdrawn |
| 263413 | Simplify financial picture | HR | $5,000 @ 35% | Jan 11, 2008 | Withdrawn |
| 264206 | Simplify financial picture | HR | $8,000 @ 35% | Jan 12, 2008 | Withdrawn |
| 266025 | Purchase computer and remove some credit cards | HR | $4,000 @ 35% | Jan 15, 2008 | Expired |
| 267879 | Pay and close some credit cards | HR | $2,500 @ 18% | Jan 18, 2008 | Withdrawn |
| 268664 | Close gap from starting new job | HR | $1,200 @ 18% | Jan 20, 2008 | Expired |
| 288114 | Changing life post-disability | HR | $8,000 @ 18% | Mar 04, 2008 | Expired |
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