Eric's Credit Community

Purpose of loan:

This is my third loan through Prosper.  The first loan was needed to cover unexpected medical expenses; the loan was paid in full with no late payments.  The second loan I've had open for about 7 months and have never had a late payment.  Thanks to Prosper my credit score has dramatically improved and I now have an E credit up from a HR since my last loan. I'm still working my hardest to obtain an A+ credit rating and this loan will help me make it there.

This loan will allow me to consolidate and close all of my remaining negative accounts on my credit report.  Most of these accounts are unpaid medical bills and are several years old.

My financial situation:

I've worked in the computer / software industry for the last 8 years as a Software Engineer / Analyst.  I was with my previous employer for just under 5 years but recently left for an exciting opportunity as a Senior Quality Assurance Engineer with a software company called Alpha Bay in Salt Lake City, Utah.  I am currently making 70,000 a year salary.  After my monthly expenses shown below I am left with about $2,131.96 a month.

Monthly net income: $4,600.00

Monthly expenses: $2,468.04

  Housing: $695.00 (Rent)
  Car Insurance: $79.47
  Car Loan: $505.57
  Car Loan: $688.00
  Utilities: $100.00
  Phone, cable, internet: $100.00
  Food, entertainment: $200.00
  Clothing, household expenses $100.00

Thank you for considering my listing.  Prosper has really helped me out and I definitely plan on returning the favor as soon as I improve my own situation.

Thank You