Relist: Debt consolidation and New family
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Expired |
| Grade: | A | DTI: | 0% |
| Lender Rate: | 24% | Borrower: | raman4 |
| Finished | State: | CA | |
| Funded: | 0% | Group: | 1st and BEST for Loans |
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Purpose of loan: I am requesting a loan for $7,000 to further my education ( IT Tech ) . this loan will also help to payoff my high interest credit card debt and have some money in reserves for emergency purposes for my family. My financial situation: I have been the It tech for my father's business's and since i work for my family, my income is hard to show via pay stubs, I receive cash. I am furthering my IT education so i can go and obtain work outside of family business. My goals are to obtain my Bachelor 's degree in Information Systems Security. In doing this I will be able to provide a better lifestyle for myself , wife and children. My wife was laid off at the end of September and now with only one income it has put a damper on our debt to income ratio. We have three boys and want to provide the best future we can for them and us. My family is very important to me and with this loan, we could get our feet in the right direction for schooling and debt relief. I am a very hard working dedicated man not only to my family , credit , education and career. Based on my credit you can see i am always on time with my payments and i never fall behind on my debt. We plan on paying for this loan with our savings account because at this time we think its the best thing to do for our family. I make about $1,500/monthly and after bills and other etc... we have about $500 left over. The house we live in is fully paid for and its under my wifes name. Please help us in our time in need. Thank You! :) A question from my last listing was... Q: Why are you unable to verify your income? Also, regarding your education costs: have you tried to look at borrowing from the Federal Government (providing you a much lower interest rate and better repayment terms)? Good luck! -tuxedo76 A: I have worked for my family business's and have always been paid cash, so showing my income on documentation is very hard to prove. This is one of several reason's I am improving myself with an education. I can start my career then start showing a sufficient proof of income and establish a better all around profile for myself on paper, along with the good credit rating i already have. As for education needs my parents are willing to help once i have already started attending ITT Tech. (Jan-14-2008) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 262642 | Helping my family through tough times. | A | $10,000 @ 21% | Jan 10, 2008 | Withdrawn |
| 265379 | Debt consolidation and Starting a new family | A | $10,000 @ 24% | Jan 14, 2008 | Expired |
| 276828 | Debt consolidation | A | $7,000 @ 15% | Feb 06, 2008 | Loan created |
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