Debt Consolidation - Reducing rate on current Prosper loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Expired |
| Grade: | B | DTI: | 41% |
| Lender Rate: | 16% | Borrower: | Ronny878 |
| Finished | State: | FL | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: This loan will be used to pay off my current Prosper loan @ 17%APR with $2,540.93 left and consolidate some additional higher interest rate cards. Since I got my initial Prosper loan my credit score has increased and I would like to try to get a lower interest rate. My financial situation: I have a full time job that allows me to live comfortably as well as a side business utilizing my creativity customizing denim clothing items. I make approx 600 a month on this hobby (not included in my monthly net income) My living expenses are very low because I have a roommate to offset my living expenses. Monthly net income: $ 2822.00 Salary (Monthly) Monthly expenses: Housing: $ 350 Car expenses: $ 650 Utilities: $ 150 Phone, cable, internet: $ 100 Food, entertainment: $ 200 Clothing, household expenses $ 350 Credit cards and other loans: $ 425 (including current Prosper Payment) Misc: $ 150 TOTAL: $2375 ? Leaving $447 approx. for savings (not including monies earned from my side business) I am a current Prosper customer that has never once been late on a payment since I had my initial loan funded a year ago. I feel that I have proven myself to all the people that have funded my initial loan with my great payment history. Getting a lower interest rate would help reduce my current payment on my current loan as well as bring down the interest rate on some of my higher rate cards. Please help fund this loan. I will continue paying back this loan faithfully. Thanks for your consideration! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 68325 | Fresh Start for Dream Home ! | D | $7,000 @ 17% | Nov 29, 2006 | Expired |
| 71902 | Personal Touch: Debt Consolidation | D | $3,500 @ 17% | Dec 07, 2006 | Expired |
| 75267 | Relist: Debt Consolidation | D | $3,500 @ 17% | Dec 15, 2006 | Loan created |
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