Second Prosper loan to pay off existing Prosper loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,500.00 | Status: | Expired |
| Grade: | C | DTI: | 24% |
| Lender Rate: | 12% | Borrower: | luv2garden |
| Finished | State: | OH | |
| Funded: | 0% | Group: | (No Group) |
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LOAN PURPOSE. Hi Everyone. I was previously with Everyday People and was vetted by StaciM on my first loan. I am asking for a second Prosper loan so that I can pay off my first one. As many of you know, my plan is to be debt free in 3-4 years, I have been working faithfully towards this, and am now looking at being debt free in 3 years. I was an E when I applied for my first Prosper loan and now I am a C. I got a loan thru Prosper, back in May 07, to continue in my goal of becoming debt free. Around November 06, I closed 8 CC?s with a total balance of $20,170. Today, I have the balance down to $15133, a difference of $5038. So, you can see that my goal is feasible and that I am continuing on my way to being debt free. The loan I am asking for today would be used to pay off my existing prosper loan that is at 19%. Debts to be paid off: Creditor Bal Mo Pmt % rate Prosper 6727 280 19% BUDGET: Mthly Take Home: 3300 Mort 954 Car 332 Car Ins 88 Utilities 75 Cell 68 CC pmts 580 Gas 220 Groc 150 S Student Loans 127 Entertainment 40 Prosper 280 This leaves 386 left over a month. With the funding of this new Prosper loan, the change in the Prosper payment would be 65. This leaves a total of 451 left over per month. Thank you for taking the time to consider my loan request and for your support. I am living with my fiance, so that is why my utilities are $75. Please let me know if I can answer any questions. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 37426 | Plz help to eliminate CC debt, up score & get back on track | E | $8,000 @ 7% | Sep 07, 2006 | Withdrawn |
| 37447 | Need loan to eliminate high CC debt | E | $8,000 @ 7% | Sep 07, 2006 | Expired |
| 148636 | Need to Make Home Repairs & Consolidate High Interest CCs | E | $9,900 @ 21% | Jun 07, 2007 | Expired |
| 154886 | Consolidate High Interest Credit Cards - Relist - Vetted | E | $7,650 @ 19% | Jun 19, 2007 | Loan created |
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