p2p lending at lending club
Pay off %30 intrest cc and home improvment previous borrower

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: C DTI: 38%
Lender Rate: 18% Borrower: kgear104
Time Left: Finished State: MI
Funded: 100% Group: Fustar Loans INC
Loan Information
Loan Status: Current Origination Date: 2008-02-06 EricsCC ROI: 15%
Status History
Feb 05, 2008 Current
Purpose of loan:
Pay of my %30 chase cc.  I had %0 on this card balance for a few more months yet but I forgot about my last payment so now its back up to %30....

My financial situation:

I borrowed 10,000 on here last February and had that paid off within 6m months i believe.  I am making enough money to cover the payments I would just like to not pay so much intrest.  The balance on the cc is about 3600 and I would use the rest to help out with my living room/kitchen remodel that i am in the middle of.

Monthly net income: $  approx $3500


Monthly expenses: $ 
  Housing: $ 750
  Insurance: $ 120
  Car expenses: $ 300
  Utilities: $ 180
  Phone, cable, internet: $ 0
  Food, entertainment: $ 200
  Clothing, household expenses $ 0
  Credit cards and other loans: $ 750
  Other expenses: $
That leaves plenty of room for the prosper payment as you can see.


Thanks for looking and i look forward to you bids and questions. 
Borrower's Other Listings
95958 Help to get out of high intrest rates!!! D $20,000 @ 8% Feb 09, 2007 Withdrawn
98187 Help with high intrest D $10,000 @ 15% Feb 11, 2007 Withdrawn
98924 Help With High intrest rates!! D $10,000 @ 19% Feb 13, 2007 Withdrawn
100293 Help with high intrest Credit cards D $10,000 @ 20% Feb 16, 2007 Expired
103062 Group Endorsed/Great Rate/ 0 DQ's EVER D $10,000 @ 19% Feb 24, 2007 Loan created

 

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