p2p lending at lending club
Paying off my credit cards
Homeownership Verified

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Listing Information
Amount: $24,000.00 Status: Loan created
Grade: AA DTI: 21%
Lender Rate: 14% Borrower: cwicke
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-02-01 EricsCC ROI: 12%
Status History
Feb 03, 2008 Current
Purpose of loan:
This loan will be used to consolidate a few credit cards and other small debts my family has recently incurred.  We are very responsible with our credit as you can see but, we recently had to delve into credit cards for a variety of reasons.  My wife has been working on a masters degree, she just gave birth to our second child one month ago and needed some emergency dental work during the pregnancy.  And, on top of my full time job as an editor of reality television shows, (No, the strike is actually bringing me more work.) I have been building a small web business.

My financial situation:
I am a good candidate for this loan because I have no deliquencies and I honor debt to a fault.  I already have a perfect track record with my current minimum monthly responsibilites and this loan will lower those payments and allow me to put more toward the principal.  My current employment is enough to cover all loan payments and my web business, which I hope to grow slowly and steadily, will soon be launching and bringing in additional income.
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