Building Credit 14% DTI, 1 DQ).
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Expired |
| Grade: | HR | DTI: | 15% |
| Lender Rate: | 23% | Borrower: | travishyre |
| Finished | State: | AZ | |
| Funded: | 0% | Group: | People to People Gateway |
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Hello my name is Travis Iam a trim carpenter by trade and am seeking to refinance my current prosper loan and lower my credit card usage. By doing so so I hope to boost my credit score and save some money with a lower interest rate. I would like to purchase a small home or condo in the next few years so I am really working to raise my credit score. Credit I have no unpaid accounts and am currently in good standings with all my bills. The reason my score is so low is because of short credit history and a few late payments. At the time I didn't understand how devastating it was to my score to pay late but I now know and pay everything on time. My DTI is 15% but I feel this is inaccurate and understates my income. These are the bills I pay, everything else is paid by my company Current budget 190 Car note 45 Cell phone 84 Wells Fargo 92 chase 100 Food 75 Prosper ____________ 586 Thank You for your consideration with my loan. I will have no problem making this payment as you can see I have not missed one payment for a year. Please bid with confidence and know this is a sound investment as I would never borrow something I couldn't repay. I will answer all and any questions you may have by email and will be very active on the message boards. Thank you and God blessTravis |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 81428 | Getting charged to much intrest on credit cards | HR | $2,200 @ 21% | Jan 04, 2007 | Expired |
| 83742 | killing my debt | HR | $2,200 @ 21% | Jan 10, 2007 | Withdrawn |
| 85011 | Building Credit 14% DTI, 1 DQ). | HR | $2,000 @ 18% | Jan 14, 2007 | Loan created |
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