"Debt Consulation"
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Expired |
| Grade: | D | DTI: | 38% |
| Lender Rate: | 22% | Borrower: | liberty7 |
| Finished | State: | OH | |
| Funded: | 0% | Group: | Have Money - Will Bid |
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Hello and thank you for viewing my listing- This is my Third time applying for a Prosper loan. I found this is the best source to get a loan. I am married and I have one daughter who is now 3 years old. We have been struggling since we got married and had a child. Our money mangement is getting better. We recently had some hardship come about. My new car was totaled by a girl who ran a red light. I also fell for one of the scam loans on line. I am taken action for that. I am looking to pay off a loan with a high insrest rate loan and a loan from I had to take out because of the scam. I I would use Prosper Loan to pay off the following: 1. Cash Call- $2,500 2. American General- $2,500 ------------- $5,000-Total amount of Debt to pay off I work at State Farm Insurance as a customer service representative and I have been there for 4 years and 39 months. My husband works as a surveyor for Smart Surveying. I will be getting my raise in March. My current Monthly net income combined together is $3,230.00 Here's my monthly budget with the Prosper loan in place: Morgage-$1,340.00 Car Payment-$284.00 Gas-$200.00 Groceries-$100.00 Utilities (all combined)- $190.00 Cell Phone-$80.00 Recreation-$75.00 Child Care-$200.00 ------------------ $2,469.00-total monthly expenditures As you can see, with just a little help, I have over $700.00 left over, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life, free from the stressed caused by having to many payments. This way I only have one payment to make a month. This would also benefit my credit. I promise that my payment to Prosper will be my Top priority each month, in fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, everytime. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing and God bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 134276 | "Getting Back on Track" | B | $3,000 @ 11% | May 08, 2007 | Loan created |
| 167995 | "Debt Consulation" | E | $8,500 @ 22% | Jul 12, 2007 | Withdrawn |
| 168562 | "Debt Consulation" | E | $2,500 @ 19% | Jul 13, 2007 | Loan created |
| 287275 | "Paying off Bills" | D | $5,000 @ 22% | Mar 03, 2008 | Expired |
| 324142 | "Paying off Bills" | D | $3,000 @ 33% | May 02, 2008 | Expired |
| 332491 | "Please help me Rebuild my Credit" | D | $3,000 @ 33% | May 14, 2008 | Expired |
| 339496 | "Please help me Rebuild my Credit" | D | $3,000 @ 34% | May 27, 2008 | Loan created |
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